St. Johns County property record for 74 Irish Rose Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,230 sqft · built 2015 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,290 (Mar 2015) |
| Tax Bill | $3,500 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012971-0720 |
| Primary APN | 012971-0720 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,230 sqft Living Area |
| Gross Area | 2,818 sqft |
| 1st Floor Area | 2,230 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,859 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 74 IRISH ROSE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 63/77-85 ASHLEY OAKS LOT 72 OR4003/916 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | ASHLEY OAKS |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20905 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Aug 9, 2021 | Deed of Trust, Mortgage · Line of Credit BBVA USA |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2015 · Amount on Record |
| Deed Sale | Mar 24, 2015 · Amount on Record |
| Deed Document Number | 201517093 |
| Deed Book / Page | 4003 / 916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 74 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2123 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6802 E LOMA LAND DR, SCOTTSDALE, AZ 85257-3251 |
| Document Number | 0062211154 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 6221/1154 |
| Instrument | 2025075538 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 493 Months |
| Due | Oct 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 74 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2123 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 74 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2123 |
| Document Number | 0053381726 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 5338/1726 |
| Instrument | 2021087782 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 74 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0050700858 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 5070/858 |
| Instrument | 2020090678 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,221 (+2.7%) | $447,533 (+3.1%) Land $120,000 Building $327,533 | |
| 2025 | $3,500.00 (+13.05%) Homeowner's exemption | $273,828 (+2.9%) | $434,095 (-2.19%) Land $130,000 Building $304,095 |
| 2024 | $3,096.00 (+2.04%) Homeowner's exemption | $266,111 (+3%) | $443,805 (-0.02%) Land $130,000 Building $313,805 |
| 2023 | $3,034.00 (+3.09%) Homeowner's exemption | $258,360 (+3%) | $443,881 (-1.42%) Land $134,400 Building $309,481 |
| 2022 | $2,943.00 Homeowner's exemption | $250,835 | $450,274 Land $134,400 Building $315,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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