Johnston County property record for 91 Independence Dr, Smithfield, NC 27577 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,582 sqft · built 2021 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Oct 2022) |
| Tax Bill | $3,140 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06G06007O |
| Primary APN | 06G06007O |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,582 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,124 sqft |
| Interior Walls | Custom/Decorative |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.569 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000254336 |
|---|---|
| Street Address | 91 INDEPENDENCE DR |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-7184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 FREEDOM FARMS 86/279-280 89/493-494 |
| Legal Lot Number | 15 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41106 |
Source: Johnston County records · APN 06G06007O
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 29, 2020 | Deed of Trust, Mortgage · Commercial Mortgage SELECT BANK & TRUST CO |
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Oct 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 04, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Prior Sale | Oct 04, 2021 · Amount on Record |
| Deed Document Number | 2022830818 |
| Deed Book / Page | 6359 / 406 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Document Number | 0000837477 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 6392/846 |
| Instrument | 2022837477 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 5-Year TN |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 843 NEIGHBORS RD, DUNN, NC 28334-8204 |
| Document Number | 0000725016 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 5796/629 |
| Instrument | 2020725016 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUNN, NC 28335 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000800544 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 6208/457 |
| Instrument | 2022800544 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 13, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Oct 12, 2022 |
| Property Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Document Number | 0000830818 |
| Book / Page | 6359 / 406 |
| Map Reference | MB 89 PG 493&494 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022830818 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 SANDY CREEK DR, 120, ARCHER LODGE, NC 27527-6965 |
| Name | Verified Name |
|---|---|
| Address | 4822 PEARL RIVER CT, COLLEGE STATION, TX 77845-7086 |
| Document Number | 0000830819 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 2022830819 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Oct 04, 2021 |
| Property Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Document Number | 0000774388 |
| Book / Page | 6068 / 996 |
| Map Reference | MB 89 PG 493&494 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021774388 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 INDEPENDENCE DR, SMITHFIELD, NC 27577-7184 |
| Document Number | 0000774389 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021774389 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,140.00 | $401,400 Land $65,000 Building $336,400 | $401,400 Land $65,000 Building $336,400 |
Source: FEMA National Flood Hazard Layer, Johnston County (37101C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371010411061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016, river or lake flooding, Hurricane Matthew |
| Wildfire Risk | Low above 32% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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