109 Independence Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 109 Independence Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,870 sqft · built 2021
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$792,000 (Dec 2023)
Tax Bill	$5,611 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06G06007Q`

Property Details

APN / Parcel Number

Primary APN	`06G06007Q`
Alternative APNs	`2000237705` `2000250402` `2000266131`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,870 sqft Living Area
Gross Area	4,896 sqft
1st Floor Area	2,398 sqft
Attic	Attic
Attic Area	1,472 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000266131
Street Address	109 INDEPENDENCE DR
City	SMITHFIELD
State	NC
Zip	27577-7185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 17 FREEDOM FARMS 86/279-280 89/493-494
Legal Subdivision	CREEDOM FARMS SUBDIVISION
Legal Lot Number	17
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1005
Census Tract	41106

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2023 · Amount on Record
Deed Sale	Dec 8, 2023 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	202338509
Deed Book / Page	6588 / 559
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185

Mortgage

Document Number	0000036637
Date	Nov 18, 2025
Book Page	DEED7001/821
Instrument	2025036637

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	3060 WILLIAMS DR STE 600, FAIRFAX, VA 22031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Dec 8, 2023
Property Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185
Document Number	0000038509
Book / Page	6588 / 559
Map Reference	MB 89 PG 493&494
Instrument Date	Dec 8, 2023
Instrument	2023038509
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,584.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1349 N 1190 E, AMERICAN FORK, UT 84003-3206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185

Mortgage

Document Number	0000038510
Date	Dec 8, 2023
Instrument	2023038510

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 26, 2022
Property Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185
Document Number	0000811954
Book / Page	6266 / 712
Map Reference	MB 89 PG 493&494
Instrument Date	May 25, 2022
Instrument	2022811954
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 COLERIDGE DR, 311, DUNN, NC 28334-4408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185

Mortgage

Document Number	0000811955
Date	May 26, 2022
Instrument	2022811955

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Apr 7, 2021
Property Address	109 INDEPENDENCE DR, SMITHFIELD, NC 27577-7185
Document Number	0000742568
Book / Page	5894 / 430
Map Reference	MB 89 PG 493&494
Instrument Date	Mar 20, 2021
Instrument	2021742568
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Tax	$139.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15352 KEARNY DR, 15352, ADELANTO, CA 92301-4507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 COLERIDGE DR, DUNN, NC 28334-4408
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,611.00 (+28.72%)	$897,890 (+61.18%) Land $100,000 Building $797,890	$897,890 (+61.18%) Land $100,000 Building $797,890
2023	$4,359.00	$557,070 Land $65,000 Building $492,070	$557,070 Land $65,000 Building $492,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures