Erie County and Cheektowaga Town property record for 91 Gary Ln, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,148 sqft · built 1970 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,500 (May 2018) |
| Tax Bill | $6,417 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0544000 |
| Primary APN | 043-0544000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 105 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043-0544000 |
|---|---|
| Street Address | 91 GARY LN |
| City | BUFFALO |
| State | NY |
| Zip | 14227-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2250 SL 35 |
| Legal Subdivision | THE BUFALLO CREEK RESERVATION |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10805 |
91 Gary Ln is owned and occupied by an individual who bought it in May 2018.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 GARY LN, BUFFALO, NY 14227-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 21, 2018 | Executor's Deed, Transfer · Conventional Mortgage HUNT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on File |
| Deed Sale | May 21, 2018 · Amount on File |
| Prior Sale | Aug 7, 2003 · Amount on File |
| Deed Document Number | 201898921 |
| Deed Book / Page | 11329 / 4998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 GARY LN, BUFFALO, NY 14227-3234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 91 GARY LN, BUFFALO, NY 14227-3234 |
| Document Number | 0140973321 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 14097/3321 |
| Instrument | 2023121809 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 21, 2018 |
| Property Address | 91 GARY LN, BUFFALO, NY 14227-3234 |
| Document Number | 0113294998 |
| Book / Page | 11329 / 4998 |
| Map Reference | MAP22050 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018098921 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,233.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 GARY LN, 91, BUFFALO, NY 14227-3234 |
| Name | Verified Name |
|---|---|
| Address | 91 GARY LN, BUFFALO, NY 14227-3234 |
| Document Number | 2018098922 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2018098922 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 91 Gary Ln was $6,417, up 95.4% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,417.00 (+95.4%) | ||
| 2025 | $3,284.00 (-45.53%) | $197,000 (-) Land $16,600 Building $180,400 | $262,667 (+6.67%) Land $22,133 Building $240,534 |
| 2024 | $6,029.00 | $197,000 (-) Land $16,600 Building $180,400 | $246,250 (+13.75%) Land $20,750 Building $225,500 |
| 2023 | $197,000 Land $16,600 Building $180,400 | $216,484 Land $18,242 Building $198,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Gary Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 91 Gary Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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