87 Gary Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 87 Gary Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1970
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,169 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`143089 125.12-1-22`

Property Details

APN / Parcel Number

Primary APN	`143089 125.12-1-22`
Alternative APNs	`30891251200001022000` `043 0543000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	043 0543000
Street Address	87 GARY LN
City	BUFFALO
State	NY
Zip	14227-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2250 SL 34
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2004
Census Tract	10805

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	87 GARY LN, BUFFALO, NY 14227-3234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 26, 2022	Affidavit of Death of Joint Tenant, Transfer
Jul 26, 2022	Intrafamily Transfer, Transfer
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 18, 2022
Transfer Doc	0114052967
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	87 GARY LN, CHEEKTOWAGA, NY 14227-3234
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 GARY LN, BUFFALO, NY 14227-3234

Mortgage

Document Number	0140597631
Date	Jul 14, 2022
Book Page	14059/7631
Instrument	2022133081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ERIE NY
Recording Date	Jul 26, 2022
Property Address	87 GARY LN, CHEEKTOWAGA, NY 14227-3234
Document Number	0114052967
Book / Page	11405 / 2967
Instrument Date	Jul 18, 2022
Instrument	2022141363
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Jul 26, 2022
Property Address	87 GARY LN, CHEEKTOWAGA, NY 14227-3234
Document Number	0114052970
Book / Page	11405 / 2970
Instrument Date	Jul 18, 2022
Instrument	2022141364
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 GARY LN, 87, CHEEKTOWAGA, NY 14227-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 GARY LN, CHEEKTOWAGA, NY 14227-3234

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	87 GARY LN, CHEEKTOWAGA, NY 14227-3234
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 GARY LN, BUFFALO, NY 14227-3234

Mortgage

Document Number	0140242086
Date	Nov 5, 2021
Book Page	14024/2086
Instrument	2021221926

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,169.00 (+1.46%) Homeowner's exemption Senior Citizen's exemption
2025	$6,080.00 (+4.92%)	$189,000 (-) Land $16,600 Building $172,400	$252,000 (+6.67%) Land $22,133 Building $229,867
2024	$5,795.00 Homeowner's exemption Senior Citizen's exemption	$189,000 (-) Land $16,600 Building $172,400	$236,250 (+13.75%) Land $20,750 Building $215,500
2023	Homeowner's exemption Senior Citizen's exemption	$189,000 Land $16,600 Building $172,400	$207,692 Land $18,242 Building $189,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gary Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures