91 Fox Run Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 91 Fox Run Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1995
Lot Size	1.44 acres (62,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (May 2017)
Tax Bill	$7,282 (2025)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:032-05785 B:16R L:0`

Property Details

APN / Parcel Number

Primary APN	`M:032-05785 B:16R L:0`
Alternative APNs	`LUDL M:32 B:5785 P:16R` `3274`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	6,117 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	62,770 sqft (1.44 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3274
Street Address	91 FOX RUN DR
City	LUDLOW
State	MA
Zip	01056-1678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5785
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 FOX RUN DR, LUDLOW, MA 01056-1678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
May 19, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	Jul 14, 1995 · Amount on Record
Deed Book / Page	21688 / 19
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	91 FOX RUN DR, LUDLOW, MA 01056-1678
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024226-54
Date	Nov 3, 2021
Book Page	24226/54
Instrument	78445

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	91 FOX RUN DR, LUDLOW, MA 01056-1678
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24226-54
Date	Nov 3, 2021
Book Page	24226/54
Instrument	78445

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	91 FOX RUN DR, LUDLOW, MA 01056-1678
Document Number	22821-168
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 FOX RUN DR LUDLOW MA 010561678, LUDLOW, MA 01056-1678

Mortgage

Document Number	22821-168
Date	Aug 26, 2019
Book Page	022821/000168
Instrument	48270

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2039

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	May 19, 2017
Property Address	91 FOX RUN DR, LUDLOW, MA 01056-1678
Document Number	21688-19
Book / Page	021688 / 000019
Instrument Date	May 19, 2017
Instrument	27705
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Amount	Amount Recorded
Tax	$1,432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	582 BRITTON ST CHICOPEE MA 010204229, CHICOPEE, MA 01020-4229

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,282.00 (+4.94%)	$419,700 (+9.41%) Land $93,800 Building $325,900	$488,110 (+3.61%)
2024	$6,939.00 (+5.57%)	$383,600 (+13.86%) Land $93,800 Building $289,800	$471,105
2023	$6,573.00	$336,900 Land $78,000 Building $258,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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