Hampden County and Ludlow Town property record for 118 Fox Run Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,080 sqft · built 2003 |
| Lot Size | 1.01 acres (44,083 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (May 1996) |
| Tax Bill | $9,596 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:032-05785 B:16M L:0 |
| Primary APN | M:032-05785 B:16M L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 5,878 sqft |
| Basement Area | 1,573 sqft |
| Unfinished Basement | 1,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 44,083 sqft (1.01 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3271 |
|---|---|
| Street Address | 118 FOX RUN DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5785 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 810414 |
118 Fox Run Dr is owned and occupied by two individuals who bought it in May 1996.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 FOX RUN DR, LUDLOW, MA 01056-1689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Jan 8, 2020 | Deed of Trust, Mortgage · Balloon Mortgage LUSO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 1996 · Amount on File |
| Deed Sale | May 20, 1996 · Amount on File |
| Deed Book / Page | 9490 / 245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 118 FOX RUN DR, LUDLOW, MA 01056-1689 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024498-492 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 24498/492 |
| Instrument | 22533 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 118 FOX RUN DR, LUDLOW, MA 01056-1689 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23036-505 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 23036/505 |
| Instrument | 1089 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2040 |
The 2026 property tax bill for 118 Fox Run Dr was $9,596, up 2% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,596.00 (+1.99%) | $599,400 (+10.53%) Land $101,600 Building $497,800 | $652,267 (+36.18%) |
| 2025 | $9,409.00 (+4.88%) | $542,300 (+9.36%) Land $92,300 Building $450,000 | $478,990 (+2.44%) |
| 2024 | $8,971.00 (+2.68%) | $495,900 (+10.74%) Land $92,400 Building $403,500 | $467,590 |
| 2023 | $8,737.00 | $447,800 Land $76,800 Building $371,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Fox Run Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Fox Run Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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