91 Forest Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 91 Forest Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,565 sqft · built 1988
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Aug 2021)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0028 B:0014 L:003`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0028 B:0014 L:003`
Alternative APN	`3648`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,565 sqft Living Area
Gross Area	3,292 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,018 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3648
Street Address	91 FOREST AVE
City	OAK BLUFFS
State	MA
Zip	02557-6887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VINEYWRD QUALITY HOMES
Legal Block	14
Legal Lot Number	3
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3046
Census Tract	200200

Owner

91 Forest Ave is owned by two individuals who bought it in August 2021.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1261, OAK BLUFFS, MA 02557-1261
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2021 · Amount on File
Deed Sale	Aug 24, 2021 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	20216831
Deed Book / Page	1592 / 160
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	1592-160
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Aug 24, 2021
Property Address	91 FOREST AVE, OAK BLUFFS, MA 02557-6887
Document Number	1592-160
Book / Page	1592 / 160
Instrument Date	Aug 23, 2021
Instrument	6831
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	27 13TH ST, EDGARTOWN, MA 02539

Mortgage

Document Number	6832
Date	Aug 24, 2021
Instrument	6832

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 91 Forest Ave was $4,534, up 0.8% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,534.00 (+0.8%)	$897,900 (+4.41%) Land $434,600 Building $463,300	$939,747
2024	$4,498.00 (-0.07%)	$860,000 (+0.89%) Land $395,000 Building $465,000
2023	$4,501.00	$852,400 Land $383,800 Building $468,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Forest Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures