73 Forest Ave, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 73 Forest Ave, Oak Bluffs, MA 02557

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.25 acres (10,900 sqft)
Owner	Trust Name on File
Tax Bill	$6,494 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0022 B:0039 L:004`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0022 B:0039 L:004`
Alternative APN	`3320`

Exterior

Lot Area	10,900 sqft (0.25 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	3320
Street Address	73 FOREST AVE
City	OAK BLUFFS
State	MA
Zip	02557-6887
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Block	39
Legal Lot Number	4
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3047
Census Tract	200200

Owner

73 Forest Ave, a residential property, is held in a trust since September 2013.

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 2486, OAK BLUFFS, MA 02557-2486
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2013
Deed Sale	Sep 9, 2013
Deed Book / Page	1328 / 606
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	73 FOREST AVE, OAK BLUFFS, MA 02557-6887
Transaction Type	Mortgage
Record Updated	Feb 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001563-318
Date	Feb 3, 2021
Book Page	1563/318
Instrument	872

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	541 Months
Due	Mar 1, 2066

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	73 FOREST AVE, OAK BLUFFS, MA 02557-6887
Document Number	1534-734
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 FOREST AVE OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number	1534-734
Date	Jul 10, 2020
Book Page	001534/000734
Instrument	3910

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 9, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 73 Forest Ave was $6,494, down 0.3% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,494.00 (-0.29%)	$1,286,000 (+3.27%) Land $485,700 Building $800,300	$1,262,636
2024	$6,513.00 (-0.21%)	$1,245,300 (+0.74%) Land $441,400 Building $803,900
2023	$6,527.00	$1,236,100 Land $428,900 Building $807,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Forest Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Forest Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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