Schenectady County and Schenectady City property record for 78 Elder St, Schenectady, NY 12304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 3,100 sqft (0.071 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $5,000 (2025) |
| Tax Bill | $2,984.00 (2025) |
| Primary APN | 421500 49.60-2-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 720 sqft 1st Floor |
| 2nd Floor | 720 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Cottage Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,100 sqft (0.071 acres) |
| Depth X Width | 100 ft x 31 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Porch Area | 120 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 78 ELDER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.60-2-18
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 MCCLELLAN ST, SCHENECTADY, NY 12304-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2025 · Amount on Record |
| Deed Sale | Jul 03, 2025 · Amount on Record |
| Deed Doc Number | 202516468 |
| Deed Book / Page | 2152 / 643 |
| Record Refreshed | Sep 20, 2026 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,984.00 (+13.2%) | $62,300 (-) Land $9,300 Building $53,000 | $103,163 (+30.82%) Land $15,400 Building $87,763 |
| 2023 | $62,300 (-) Land $9,300 Building $53,000 | $78,861 (+3.8%) Land $11,772 Building $67,089 | |
| 2022 | $62,300 Land $9,300 Building $53,000 | $75,976 Land $11,342 Building $64,634 | |
| 2021 | $2,636.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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