DeKalb County property record for 91 E Clover Ave, Cortland, IL 60112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 726 sqft · built 2004 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,934 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-20-257-008 |
| Primary APN | 09-20-257-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 726 sqft Building Perimeter |
| 1st Floor Area | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Slab |
| Patio Area | 255 sqft |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Account Number | 0920257008 |
|---|---|
| Street Address | 91 E CLOVER AVE |
| City | CORTLAND |
| State | IL |
| Zip | 60112-4113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 101 - NEUCORT LAKES - UNIT 2 |
| Legal Subdivision | NEUCORT LAKES |
| Legal Lot Number | 101 |
| Legal Unit | 2 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CORTLAND |
| Census Block Group | 4 |
| Census Block | 4090 |
| Census Tract | 1600 |
Source: DeKalb County assessment roll, APN 09-20-257-008, as of April 8, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 E CLOVER AVE, CORTLAND, IL 60112-4113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 25, 2005 |
| Transfer Doc | 0000009517 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 91 E CLOVER AVE, CORTLAND, IL 60112-4113 |
| Document Number | 0000013641 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 E CLOVER AVE CORTLAND IL 601124113, CORTLAND, IL 60112-4113 |
| Document Number | 0000013641 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 13641 |
| Name | FIRST NAT'L BK/OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2050 |
Source: DeKalb County assessment roll as of April 8, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Cortland Township |
| Municipality | Cortland Town |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $73,321 (+19.5%) Land $14,175 Building $59,146 | $219,963 (+19.5%) Land $42,525 Building $177,438 | |
| 2024 | $6,934.00 | ||
| 2023 | $61,358 Land $12,467 Building $48,891 | $184,074 Land $37,401 Building $146,673 |
Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), as of January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370016004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 253 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
| Opiquad Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System, water system IL0370051, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CORTLAND serves 4,398 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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