91 E 21st St, Holland, MI 49423 Property Records

Ottawa County property record for 91 E 21st St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,334 sqft · built 1906
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Sep 2023)
Tax Bill	$4,279 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-252-032`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-252-032`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,334 sqft Living Area
1st Floor Area	828 sqft
Basement Area	495 sqft
Unfinished Basement	540 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	91 E 21ST ST
City	HOLLAND
State	MI
Zip	49423-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 30, BLK 2, ALSO S 1/2 OF VAC ALLEY ON THE NORTH PROSPECT PARK ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	NORTH PROSPECT PARK ADD
Legal Block	2
Legal Lot Number	30
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3010
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	91 E 21ST ST, HOLLAND, MI 49423-4807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2007	Intrafamily Transfer, Transfer · ARM HOMELAND CAPITAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Mar 17, 2008
Deed Document Number	202323533
Prior Transfer Date	Mar 6, 2008
Prior Transfer Doc	5617/745
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	91 E 21ST ST, HOLLAND, MI 49423-4807
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 E 21ST ST, HOLLAND, MI 49423-4807

Mortgage

Document Number	20260000774
Date	Jan 8, 2026
Instrument	2026-0000774

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	91 E 21ST ST, HOLLAND, MI 49423-4807
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 E 21ST ST, HOLLAND, MI 49423-4807

Mortgage

Document Number	20250004848
Date	Mar 4, 2025
Instrument	2025-0004848

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2045

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 18, 2023
Property Address	91 E 21ST ST, HOLLAND, MI 49423-4807
Document Number	20230023533
Map Reference	LB 4 PG 32
Instrument Date	Sep 14, 2023
Instrument	2023-0023533
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 E 21ST ST, HOLLAND, MI 49423-4807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	582 CRESCENT DR, HOLLAND, MI 49423-3426

Mortgage

Document Number	20230023534
Date	Sep 18, 2023
Instrument	2023-0023534

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

May 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 10, 2007
Property Address	91 E 21ST ST, HOLLAND, MI 49423-4807
Document Number	005423/918
Book / Page	5423 / 918
Map Reference	LB4 PG32
Instrument Date	May 3, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NATIONS TITLE, NATIONS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 E 21ST ST, HOLLAND, MI 49423-4807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 E 21ST ST, HOLLAND, MI 49423-4807

Mortgage

Document Number	0005423919
Date	May 10, 2007
Instrument	5423/919

Lender

Name	HOMELAND CAPITAL MORTGAGE
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037
Prepayment Penalty	36 Months

Interest

Rate Type	Adjustable Rate
Rate	8.1%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	8.1%
Max Rate At Change	11.1%
Index	6-Month LIBOR
Max Rate	14.1%

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,800 (+10.09%)	$235,600 (+10.09%)
2025	$4,279.00 (+100.61%) Homeowner's exemption	$107,000 (+22.57%)	$214,000 (+22.57%)
2023		$87,300	$174,600
2022	$2,133.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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