88 E 21st St, Holland, MI 49423 Property Records

Ottawa County property record for 88 E 21st St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1906
Lot Size	0.133 acres (5,793 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2019)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-255-007`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-255-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	5,793 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	88 E 21ST ST
City	HOLLAND
State	MI
Zip	49423-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 16, BLK 5 ALSO N 1/2 OF VACATED ALLEY ADJOINING ON THE SOUTH PROSPECT PARK ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	SOUTH PROSPECT PARK ADD
Legal Block	5
Legal Lot Number	16
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3018
Census Tract	25800

Owner

88 E 21st St is owned and occupied by an individual who bought it in January 2019.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	88 E 21ST ST, HOLLAND, MI 49423-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 23, 2019	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Nov 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Prior Sale	Jun 4, 2014 · Amount on File
Deed Document Number	20192493
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	20170044523
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Apr 24, 2026
Property Address	88 E 21ST ST, HOLLAND, MI 49423-4808
Document Number	0000011792
Instrument Date	Mar 18, 2026
Instrument	202611792
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E 21ST ST, HOLLAND, MI 49423-4808

Mortgage

Document Number	0000011792,
Date	Apr 24, 2026
Instrument	202611792

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	274 Months
Due	Feb 1, 2049

Interest

Rate	6.01%
Max Rate	-1%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 23, 2019
Property Address	88 E 21ST ST, HOLLAND, MI 49423-4808
Document Number	20190002493
Map Reference	LB 4 PG 32
Instrument Date	Jan 11, 2019
Instrument	2019-0002493
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 E 21ST ST, 88, HOLLAND, MI 49423-4808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 PINE AVE NW, GRAND RAPIDS, MI 49504-5029

Mortgage

Document Number	20190002494
Date	Jan 23, 2019
Instrument	2019-0002494

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Nov 28, 2017
Property Address	88 E 21ST ST, HOLLAND, MI 49423-4808
Document Number	20170044523
Map Reference	LB4 PG32
Instrument Date	Nov 17, 2017
Instrument	2017-0044523
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 E 21ST ST, HOLLAND, MI 49423-4808

Mortgage

Document Number	20170044524
Date	Nov 28, 2017
Instrument	2017-0044524

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 88 E 21st St was $3,419 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,900 (+11.62%)	$249,800 (+11.62%)
2025	$3,419.00 Homeowner's exemption	$111,900	$223,800
2023		$86,400	$172,800
2022	$2,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 E 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 88 E 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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