91 Crane Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 91 Crane Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,322 sqft · built 1935
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Nov 2023)
Tax Bill	$8,492 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372000 54.18-1-1`

Property Details

APN / Parcel Number

Primary APN	`372000 54.18-1-1`
Alternative APNs	`200005401800010010000000` `086555`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	882 sqft
2nd Floor Area	440 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2017
Architectural Style	Old Style
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 120 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	086555
Street Address	91 CRANE RD
City	CARMEL
State	NY
Zip	10512-4062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1002
Census Tract	11400

Owner

Source: Putnam County and Carmel Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 RUTLAND ST, ALBANY, NY 12209-1810
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Jan 22, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 4, 2017	Bargain and Sale Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20236803
Deed Book / Page	2340 / 51
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	0020290466
Record Updated	Oct 29, 2026

November 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 28, 2023
Property Address	91 CRANE RD, CARMEL, NY 10512-4062
Document Number	0023400051
Book / Page	2340 / 51
Instrument Date	Nov 20, 2023
Instrument	6803-2023
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 CRANE RD, CARMEL, NY 10512-4062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 RUTLAND ST, ALBANY, NY 12209-1810

Mortgage

Document Number	0000783270
Date	Nov 28, 2023
Instrument	7832/70

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Max Rate	11.3%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	91 CRANE RD, CARMEL, NY 10512-4062
Document Number	0068050435
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	CERTIFIED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CRANE RD CARMEL NY 105124062, CARMEL, NY 10512-4062

Mortgage

Document Number	0068050435
Date	Feb 26, 2018
Book Page	006805/000435
Instrument	1600635

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2043

April 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Apr 4, 2017
Property Address	91 CRANE RD, CARMEL, NY 10512-4062
Document Number	0020400459
Book / Page	2040 / 459
Instrument Date	Apr 4, 2017
Instrument	1500847
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE AMERICA ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	888 ROUTE 6, 888, MAHOPAC, NY 10541-6201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 STEVENS AVE, YONKERS, NY 10704-3110

Mortgage

Document Number	0001601238
Date	Apr 4, 2017
Instrument	1601238

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,300 (+16.16%) Land $38,500 Building $318,800	$357,300 (+16.16%) Land $38,500 Building $318,800
2024	$8,492.00 (+18.26%)
2023		$307,600 (+11.01%) Land $35,000 Building $272,600	$307,600 (+11.01%) Land $35,000 Building $272,600
2022		$277,100 Land $35,000 Building $242,100	$277,100 Land $35,000 Building $242,100
2021	$7,181.00 (+274.4%)
2020	$1,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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