88 Crane Rd, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 88 Crane Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,812 sqft · built 1935
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Nov 2018)
Tax Bill	$16,055 (2024)
Deeds & Mortgages	May 2023 Line of Credit Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372000 54.18-1-15.1`

Property Details

APN / Parcel Number

Primary APN	`372000 54.18-1-15.1`
Alternative APNs	`200005401800010150010000` `023170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2018
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Lot Width	100 ft Width
View / Lot	Waterfront

Exterior Amenities

Porch	Covered Porch
Porch Area	446 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	023170
Street Address	88 CRANE RD
City	CARMEL
State	NY
Zip	10512-5301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	1
Legal Lot Number	15.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1000
Census Tract	11400

Owner

88 Crane Rd is owned and occupied by two individuals who bought it in November 2018.

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	88 CRANE RD, CARMEL, NY 10512-5301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 13, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on File
Deed Sale	Nov 13, 2018 · Amount on File
Prior Sale	Dec 23, 2011 · Amount on File
Deed Document Number	20181502994
Deed Book / Page	2095 / 173
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	88 CRANE RD, CARMEL, NY 10512-5301
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 CRANE RD, CARMEL, NY 10512-5301

Mortgage

Document Number	0077770233
Date	May 15, 2023
Book Page	7777/233
Instrument	2791-2023

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM NY
Recording Date	Nov 13, 2018
Property Address	88 CRANE RD, CARMEL, NY 10512-5301
Document Number	0020950173
Book / Page	002095 / 000173
Instrument Date	Oct 1, 2018
Instrument	1502994
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	PRO NATIONAL TITLE AGENCY, PRO NAT'L TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,796.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	250 CATHERINE ST BUCHANAN NY 105111526, BUCHANAN, NY 10511-1526

Mortgage

Document Number	68700027
Date	Nov 13, 2018
Book Page	006870/000027
Instrument	1603112

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Mahopac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$631,100 Land $101,200 Building $529,900	$631,100 Land $101,200 Building $529,900
2024	$16,055.00
2023		$561,700 (+18.25%) Land $92,000 Building $469,700	$561,700 (+18.25%) Land $92,000 Building $469,700
2022		$475,000 Land $92,000 Building $383,000	$475,000 Land $92,000 Building $383,000
2020	$3,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 88 Crane Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 88 Crane Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST BRANCH ACRES private · serves 292 people · EPA ID NY3905692
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crane Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures