91 Cliff St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 91 Cliff St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,206 sqft · built 1935
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2022)
Tax Bill	$7,388 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:10-43W9`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:10-43W9`
Alternative APNs	`NAUG M:009 L:7500` `AM12 43W9` `009-7500` `9-7500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,206 sqft Living Area
Gross Area	5,179 sqft
1st Floor Area	1,426 sqft
Attic	Attic
Attic Area	1,040 sqft
Basement Area	1,114 sqft
Unfinished Basement	1,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	9-7500
Street Address	91 CLIFF ST
City	NAUGATUCK
State	CT
Zip	06770-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	7500
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	5
Census Block	5015
Census Tract	345300

Owner

91 Cliff St is owned and occupied by an individual who bought it in March 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	91 CLIFF ST, NAUGATUCK, CT 06770-3944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 4, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	2022841
Deed Book / Page	1097 / 376
Transfer Doc	000964-359
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	91 CLIFF ST, NAUGATUCK, CT 06770-3944
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001080-315
Date	Aug 10, 2021
Book Page	1080/315
Instrument	3539

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Mar 4, 2022
Property Address	91 CLIFF ST, NAUGATUCK, CT 06770-3944
Document Number	001097-376
Book / Page	1097 / 376
Instrument Date	Feb 7, 2022
Instrument	2022841
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 MARCHIST ST #3H # 3H, 3H, ELMHURST, NY 11373

Tax Assessment & Valuation

The 2026 property tax bill for 91 Cliff St was $7,388, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,388.00 (+1.62%)	$182,700 (-) Land $31,920 Building $150,780	$334,239 (+161.35%)
2025	$7,270.00	$182,700 Land $31,920 Building $150,780	$127,890 Land $22,344 Building $105,546
2024	$7,270.00 (-11.08%)
2023	$8,176.00 (+41.06%)	$182,700 (+50.51%) Land $31,920 Building $150,780
2022	$5,796.00	$121,390 Land $34,060 Building $87,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 91 Cliff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Cliff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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