74 Cliff St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 74 Cliff St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1917
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Jun 2026)
Tax Bill	$5,517 (2026)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:10-59W6`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:10-59W6`
Alternative APNs	`NAUG M:065 L:6200` `AM12 59W6` `065-6200` `65-6200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,594 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	797 sqft
Basement Area	797 sqft
Unfinished Basement	797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	65-6200
Street Address	74 CLIFF ST
City	NAUGATUCK
State	CT
Zip	06770-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	6200
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	5
Census Block	5016
Census Tract	345300

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 SPRING ST, NAUGATUCK, CT 06770-1958
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
May 20, 2026	Warranty Deed, Transfer
May 16, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	May 20, 2026 · Amount on Record
Deed Book / Page	1183 / 735
Transfer Doc	1011000189
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jun 10, 2026
Property Address	74 CLIFF ST, NAUGATUCK, CT 06770-3943
Document Number	001183-735
Book / Page	1183 / 735
Instrument Date	Jun 8, 2026
Instrument	20261776
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	461 SPRING ST, NAUGATUCK, CT 06770-1958

Mortgage

Date	Jun 10, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 20, 2026
Property Address	74 CLIFF ST, NAUGATUCK, CT 06770-3943
Document Number	001182-431
Book / Page	1182 / 431
Instrument Date	May 13, 2026
Instrument	20261541
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 CLIFF ST, NAUGATUCK, CT 06770-3944

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	May 16, 2018
Property Address	74 CLIFF ST, NAUGATUCK, CT 06770-3943
Document Number	1011-189
Book / Page	001011 / 000189
Transaction Type	Transfer
Record Updated	Jun 13, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,517.00 (+1.62%)	$136,430 (-) Land $26,600 Building $109,830	$316,464 (+231.37%)
2025	$5,429.00	$136,430 (-) Land $26,600 Building $109,830	$95,501 Land $18,620 Building $76,881
2024	$5,429.00 (-11.07%)
2023	$6,105.00 (+53.35%)	$136,430 (+63.62%) Land $26,600 Building $109,830
2022	$3,981.00	$83,380 Land $28,480 Building $54,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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