Franklin County property record for 91 Channelview Dr, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,556 sqft · built 2005 |
| Lot Size | 1.53 acres (67,039 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,738 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 03-003 00 |
| Primary APN | 032 03-003 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 1,556 sqft |
| Basement Area | 1,556 sqft |
| Finished Basement | 1,556 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 67,039 sqft (1.53 acres) |
| Terrain | Steep |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Boat Access | Boat Access |
| Boat House | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 8370 |
|---|---|
| Street Address | 91 CHANNELVIEW DR |
| City | MONETA |
| State | VA |
| Zip | 24121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WINDING WATERS LOT 3-A |
| Legal Subdivision | WINDING WATERS |
| Legal Lot Number | 3-A |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20104 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4851 TWELVE OCLOCK KNOB RD, ROANOKE, VA 24018-7527 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Jan 19, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 91 CHANNELVIEW DR, MONETA, VA 24121 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0011721430 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 1172/1430 |
| Instrument | 210009754 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 91 CHANNELVIEW DR, MONETA, VA 24121 |
| Document Number | 0011040626 |
| Instrument Date | Jan 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0011040626 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 001104/000626 |
| Instrument | 714 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,738.00 (+6.56%) | $869,500 (+51.16%) Land $232,800 Building $636,700 | $869,500 (+51.16%) Land $232,800 Building $636,700 |
| 2023 | $3,508.00 | $575,200 (-) Land $225,800 Building $349,400 | $575,200 (-) Land $225,800 Building $349,400 |
| 2022 | $575,200 Land $225,800 Building $349,400 | $575,200 Land $225,800 Building $349,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARK PLACE private · serves 501 people · EPA ID VA5067725 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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