203 Channelview Dr, Moneta, VA 24121 Property Records

Franklin County property record for 203 Channelview Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,921 sqft · built 1996
Lot Size	1.1 acres (48,003 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Apr 2025)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032 03-008 00`

Property Details

APN / Parcel Number

Primary APN	`032 03-008 00`
Alternative APN	`8375`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,921 sqft Living Area
Gross Area	3,165 sqft
1st Floor Area	1,921 sqft
Basement Area	1,921 sqft
Finished Basement	1,153 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,003 sqft (1.1 acres)
Terrain	Steep
View / Lot	Waterfront

Exterior Amenities

Porch	Patio
Porch Area	212 sqft
Deck Area	648 sqft
Storage Building	84 sqft
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8375
Street Address	203 CHANNELVIEW DR
City	MONETA
State	VA
Zip	24121-5009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	WINDING WATERS LOT 8
Legal Subdivision	WINDING WATERS
Legal Lot Number	8
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

203 Channelview Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	203 CHANNELVIEW DR, MONETA, VA 24121-5009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NAT'L BK
Sep 20, 2018	Warranty Deed, Transfer · Conventional with PMI AMERICAN NATL BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	20252527
Deed Book / Page	1227 / 2128
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 15, 2020
Property Address	203 CHANNELVIEW DR, MONETA, VA 24121-5009
Document Number	0011483296
Book / Page	1148 / 3296
Map Reference	MB 417 PG 877
Instrument Date	Oct 7, 2020
Instrument	200008053
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1428 MOORE PL SW, LEESBURG, VA 20175-5808

Mortgage

Document Number	200008054
Date	Oct 15, 2020
Instrument	200008054

Lender

Name	BANK OF THE JAMES INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	203 CHANNELVIEW DR, MONETA, VA 24121-5009
Document Number	0011262635
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CHANNELVIEW DR MONETA VA 241215009, MONETA, VA 24121-5009

Mortgage

Document Number	0011262635
Date	Sep 4, 2019
Book Page	001126/002635
Instrument	5462

Lender

Name	AMERICAN NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2034

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 20, 2018
Property Address	203 CHANNELVIEW DR, MONETA, VA 24121-5009
Document Number	0011122436
Book / Page	001112 / 002436
Instrument Date	Sep 4, 2018
Instrument	5741
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 CHANNELVIEW DR MONETA VA 241215009, MONETA, VA 24121-5009

Mortgage

Document Number	11122440
Date	Sep 20, 2018
Book Page	001112/002440
Instrument	5742

Lender

Name	AMERICAN NATL BK & TR CO

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 203 Channelview Dr was $3,467.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,467.00	$806,400 Land $220,000 Building $586,400	$806,400 Land $220,000 Building $586,400
2023	$3,298.00	$564,200 (+4.35%) Land $215,000 Building $349,200	$564,200 (+4.35%) Land $215,000 Building $349,200
2022		$540,700 Land $215,000 Building $325,700	$540,700 Land $215,000 Building $325,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 203 Channelview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 203 Channelview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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