Monroe County and Ogden Town property record for 91 Chambers St, Spencerport, NY 14559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,210 sqft · built 1980 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,846 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 263889 101.04-4-9 |
| Primary APN | 263889 101.04-4-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,210 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| 2nd Floor Area | 810 sqft |
| Game Room | Game Room |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 438,214 sqft (10 acres) |
| Lot Width | 270 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02195410000 |
|---|---|
| Street Address | 91 CHAMBERS ST |
| City | SPENCERPORT |
| State | NY |
| Zip | 14559-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | L122 T3 R1 MANVEL & NI L202 P95 |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | OGDEN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14903 |
91 Chambers St is owned and occupied by an individual who acquired it in March 2016.
Source: Monroe County and Ogden Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 CHAMBERS ST, SPENCERPORT, NY 14559-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 13, 2016 |
| Transfer Doc | 0000000039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 91 CHAMBERS ST, SPENCERPORT, NY 14559-9795 |
| Document Number | 0000000264 |
| Book / Page | 027307 / 000649 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 91 CHAMBERS ST SPENCERPORT NY 145599795, SPENCERPORT, NY 14559-9795 |
| Document Number | 0000000264 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 027307/000649 |
| Instrument | 264 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 91 Chambers St was $7,846 with exemptions applied, up 33.5% from the year before.
Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Ogden Town |
| Unified School District | Spencerport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,846.00 (+33.53%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,876.00 | $365,000 Land $61,400 Building $303,600 | $368,700 Land $62,022 Building $306,678 |
| 2023 | $225,000 (-) Land $52,600 Building $172,400 | $326,100 (+18.84%) Land $76,235 Building $249,865 | |
| 2022 | $225,000 Land $52,600 Building $172,400 | $274,400 Land $64,149 Building $210,251 | |
| 2021 | $6,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Chambers St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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