Monroe County and Ogden Town property record for 77 Chambers St, Spencerport, NY 14559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,026 sqft · built 2002 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,057 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 263889 101.04-4-11.2 |
| Primary APN | 263889 101.04-4-11.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Living Area |
| 1st Floor Area | 1,090 sqft |
| 2nd Floor Area | 936 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Width | 150 ft Width |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 02196000000 |
|---|---|
| Street Address | 77 CHAMBERS ST |
| City | SPENCERPORT |
| State | NY |
| Zip | 14559-9795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | L108 T3 R1 SMITH SUB L309 P87 |
| Legal Block | 4 |
| Legal Lot Number | 11.200 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | OGDEN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 14903 |
77 Chambers St is owned and occupied by two individuals who acquired it in May 2002.
Source: Monroe County and Ogden Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 CHAMBERS ST, SPENCERPORT, NY 14559-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 22, 2002 |
| Transfer Doc | 9621000697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 77 CHAMBERS ST, SPENCERPORT, NY 14559-9795 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 77 CHAMBERS ST, SPENCERPORT, NY 14559-9795 |
| Document Number | 0000000082 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 29545/82 |
| Instrument | 202110280891 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Aug 1, 2036 |
The 2026 property tax bill for 77 Chambers St was $9,057 with a homeowner's exemption, up 4.1% from the year before.
Source: Monroe County and Ogden Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Ogden Town |
| Unified School District | Spencerport Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,057.00 (+4.14%) Homeowner's exemption | ||
| 2025 | $8,697.00 | $347,500 Land $32,300 Building $315,200 | $351,000 Land $32,625 Building $318,375 |
| 2023 | $232,100 (-) Land $32,300 Building $199,800 | $336,400 (+18.87%) Land $46,815 Building $289,585 | |
| 2022 | $232,100 Land $32,300 Building $199,800 | $283,000 Land $39,383 Building $243,617 | |
| 2021 | $8,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77 Chambers St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Chambers St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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