Flagler County property record for 91 Bridgewater Ln, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,082 sqft Heated Area |
| Lot Size | 10,672 sqft (0.244 acres) |
| Pool | Pool with Hot Tub/Spa |
| Last Sale | $359,900 (2020) |
| Tax Bill | $6,179.00 (2025) |
| Primary APN | 03-13-31-5120-1C020-0910 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,082 sqft Heated Area |
| Gross Area | 2,745 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,672 sqft (0.244 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 400 sqft Driveway |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Pool Area | 350 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 91 BRIDGEWATER LN |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1C-F UNIT 2 LOT 91 OR 845 PG 1086 OR 2457/1836-DC-JOHN |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1C |
| Legal Lot Number | 91 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1C020-0910
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3 HICKORY LN, GEORGETOWN, MA 01833-1801 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2020 · Amount on Record |
| Deed Sale | Nov 18, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2002 · Amount on Record |
| Deed Doc Number | 2020047946 |
| Deed Book / Page | 2496 / 1924 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 91 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 91 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Document Number | 0024701271 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 2470/1271 |
| Instrument | 2020033300 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Due | Aug 11, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 18, 2020 |
| Property Address | 91 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266 |
| Document Number | 0024961924 |
| Book / Page | 2496 / 1924 |
| Map Reference | MB 31 PG 25&26 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020047946 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | TITLETEAM C O REBEKAH GIMENE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 LANDINGS LN, 15, ORMOND BEACH, FL 32174-9226 |
| Name | Verified Name |
|---|---|
| Address | 3 HICKORY LN, GEORGETOWN, MA 01833-1801 |
| Document Number | 0024961925 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2496/1925 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,179.00 (+3.41%) | $450,068 (+2.09%) Land $70,000 Building $380,068 | $450,068 (+2.09%) Land $70,000 Building $380,068 |
| 2023 | $5,975.00 (+15.84%) | $440,846 (+17.74%) Land $70,000 Building $370,846 | $440,846 (+17.74%) Land $70,000 Building $370,846 |
| 2022 | $5,158.00 | $374,434 Land $70,000 Building $304,434 | $374,434 Land $70,000 Building $304,434 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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