89 Bridgewater Ln, Ormond Beach, FL 32174 Property Records

Flagler County property record for 89 Bridgewater Ln, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2006
Square Footage	1,957 sqft Living Area
Lot Size	11,718 sqft (0.269 acres)
Pool	312 sqft
Occupancy	Owner Occupied
Last Sale	$395,000 (2021)
Tax Bill	$6,444.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-1C020-0890`

Interior

Full Baths	2 Baths
Building Area	1,957 sqft Living Area
Gross Area	2,665 sqft Gross Area
1st Floor	1,957 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,718 sqft (0.269 acres)
Driveway	Driveway Concrete
Driveway Area	368 sqft Driveway
Pool Area	312 sqft Pool
Deck Area	600 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	89 BRIDGEWATER LN
City	ORMOND BEACH
State	FL
Zip	32174-9266
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY PHASE 1C-F UNIT 2 LOT 89 OR 684 PG 1868 OR 1233/1353 OR 2449/387
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Phase	1C
Legal Block	1C02
Legal Lot Number	89
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3018
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1C020-0890

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 01, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 2021 · Amount on Record
Deed Sale	Jul 01, 2021 · Amount on Record
Prior Sale	Apr 20, 2005 · Amount on Record
Deed Doc Number	202136486
Deed Book / Page	2580 / 464
Prior Transfer Date	Mar 17, 2020
Prior Transfer Doc	0024490387
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	89 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266

Mortgage

Document Number	0026120030
Date	Oct 01, 2021
Book Page	2612/30
Instrument	2021054203

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 01, 2021
Property Address	89 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266
Document Number	0025800464
Book / Page	2580 / 464
Map Reference	MB 31 PG 25&26
Instrument Date	Jun 30, 2021
Instrument	2021036486
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 730924, ORMOND BEACH, FL 32173-0924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266

Mortgage

Document Number	2580466
Date	Jul 01, 2021
Instrument	2580/466

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2036

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 12, 2020
Property Address	89 BRIDGEWATER LN, ORMOND BEACH, FL 32174-9266
Document Number	0024490387
Book / Page	002449 / 000387
Instrument Date	Mar 17, 2020
Instrument	21807
Transaction Type	Transfer
Record Updated	Aug 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 BRIDGEWATER LN ORMOND BEACH FL 321749266, ORMOND BEACH, FL 32174-9266

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,734.00 (-11.02%)	$407,107 (+1.2%) Land $70,000 Building $337,107	$407,107 (+1.2%) Land $70,000 Building $337,107
2024	$6,444.00 (+7.6%)
2023	$5,989.00 (+15.11%)	$402,295 (+15.85%) Land $70,000 Building $332,295	$402,295 (+15.85%) Land $70,000 Building $332,295
2022	$5,203.00	$347,253 Land $70,000 Building $277,253	$347,253 Land $70,000 Building $277,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

89 Bridgewater Ln, Ormond Beach, FL 32174 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Bridgewater Ln

Nearby Streets

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