76 Bowden Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 76 Bowden Rd, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details2,563 sqft · built 1959
Lot Size0.179 acres (7,802 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Mar 2018)
Tax Bill$13,768 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-00160-0000-00054

Property Details

APN / Parcel Number

Primary APN04-00160-0000-00054
Alternative APN
  • 040016000054

Interior

Stories2 Stories
Building Area2,563 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area7,802 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number040016000054
Street Address76 BOWDEN RD
CityCEDAR GROVE
StateNJ
Zip07009-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal Description65X120
Legal Block160
Legal Lot Number54
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group6
Census Block6009
Census Tract21400

Owner

76 Bowden Rd is owned and occupied by an individual who bought it in March 2018.

Source: Essex County and Cedar Grove Township records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address76 BOWDEN RD, CEDAR GROVE, NJ 07009-1713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Sep 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 13, 2018Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2018 · Amount on File
Deed SaleMar 13, 2018 · Amount on File
Prior SaleSep 29, 1998 · Amount on File
Deed Document Number201822182
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateJun 29, 2026
Property Address76 BOWDEN RD, CEDAR GROVE, NJ 07009-1713
Document Number0000042614
Instrument DateJun 19, 2026
Instrument202642614
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 BOWDEN RD, CEDAR GROVE, NJ 07009-1713

Mortgage

Document Number0000042614,
DateJun 29, 2026
Instrument202642614
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 19, 2056
Interest
Rate6.51%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address76 BOWDEN RD, CEDAR GROVE, NJ 07009-1713
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081911
DateSep 8, 2022
Instrument2022081911
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateMar 13, 2018
Property Address76 BOWDEN RD, CEDAR GROVE, NJ 07009-1713
Document Number0000022182
Instrument DateJan 26, 2018
Instrument22182
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 BOWDEN RD CEDAR GROVE NJ 070091713, CEDAR GROVE, NJ 07009-1713

Mortgage

Document Number22187
DateMar 13, 2018
Instrument22187
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 76 Bowden Rd was $13,768, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$751,200 (+46.6%) Land $298,000 Building $453,200$751,200 (+46.6%) Land $298,000 Building $453,200
2025$13,768.00 (+2.79%)$512,400 Land $235,700 Building $276,700$512,400 Land $235,700 Building $276,700
2024$13,394.00
2023$464,800 Land $235,700 Building $229,100$464,800 Land $235,700 Building $229,100
2022$11,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Bowden Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Bowden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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