Clay County property record for 91 Bobcat Ln, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1999 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Oct 2013) |
| Tax Bill | $665 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 543800793761 |
| Primary APN | 543800793761 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,248 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 34,848 sqft (0.8 acres) |
| Account Number | 11830301 |
|---|---|
| Street Address | 91 BOBCAT LN |
| City | WARNE |
| State | NC |
| Zip | 28909-7729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 SUNSET HILLS |
| Legal Subdivision | SUNSET HILLS SUBDIVISION |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 91 BOBCAT LN, WARNE, NC 28909-7729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2013 · Amount on Record |
| Deed Sale | Oct 10, 2013 · Amount on Record |
| Deed Document Number | 20132505 |
| Deed Book / Page | 380 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 91 BOBCAT LN, WARNE, NC 28909-7729 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 91 BOBCAT LN, WARNE, NC 28909-7729 |
| Document Number | 0000Y16/13 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | Y16/13 |
| Instrument | 2023001635 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $665.00 (+11.95%) | $169,000 (+84.7%) Land $38,400 Building $130,600 | $169,000 (+84.7%) Land $38,400 Building $130,600 |
| 2025 | $594.00 (+38.14%) | $91,500 (-) Land $28,800 Building $62,700 | $91,500 (-) Land $28,800 Building $62,700 |
| 2023 | $430.00 | $91,500 Land $28,800 Building $62,700 | $91,500 Land $28,800 Building $62,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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