57 Bobcat Ln, Warne, NC 28909 Property Records

Clay County property record for 57 Bobcat Ln, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2006
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,500 (Apr 2025)
Tax Bill	$737 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`543800795931`

Property Details

APN / Parcel Number

Primary APN	`543800795931`
Alternative APNs	`616062000` `624245000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,620 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Account Number	624245000
Street Address	57 BOBCAT LN
City	WARNE
State	NC
Zip	28909-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SUNSET HILLS
Legal Subdivision	SUNSET HILLS SUBDIVISION
Legal Lot Number	1
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1021
Census Tract	950201

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	57 BOBCAT LN, WARNE, NC 28909-7729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage TOWNE MORTGAGE CO
Dec 14, 2017	Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	2025721
Deed Book / Page	486 / 315
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	57 BOBCAT LN, WARNE, NC 28909-7729
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	B16/41
Date	Jul 6, 2021
Book Page	B16/41
Instrument	2021002293

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Dec 14, 2017
Property Address	57 BOBCAT LN, WARNE, NC 28909-7729
Document Number	416/0034
Book / Page	416 / 0034
Map Reference	CAB 3 SL 631
Instrument Date	Dec 13, 2017
Instrument	2017002677
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	971 WHITE OAK DR, 971, WARNE, NC 28909-7739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 BOBCAT LANE, HAYESVILLE, NC 28904

Mortgage

Document Number	2017002678
Date	Dec 14, 2017
Instrument	2017002678

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$737.00 (+34%)	$205,800 (+114.6%) Land $23,600 Building $182,200	$205,800 (+114.6%) Land $23,600 Building $182,200
2025	$550.00 (+22.22%)	$95,900 (-) Land $17,700 Building $78,200	$95,900 (-) Land $17,700 Building $78,200
2023	$450.00	$95,900 Land $17,700 Building $78,200	$95,900 Land $17,700 Building $78,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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