91 Bangle Ct, Cottage Grove, OR 97424 Property Records

Lane County property record for 91 Bangle Ct, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,768 sqft · built 1994
Lot Size	0.201 acres (8,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2022)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-27-33-02513-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-27-33-02513-000`
Alternative APNs	`2003273302513` `1216025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	3,426 sqft
1st Floor Area	1,768 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,768 sqft (0.201 acres)
Garage Type	Attached
Garage Area	930 sqft
Driveway	Driveway
Driveway Area	1,000 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1216025
Street Address	91 BANGLE CT
City	COTTAGE GROVE
State	OR
Zip	97424-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	TL 02513
Legal Range	03
Legal Township	20
Legal Section	27
Legal Subdivision	KNOX HILL SUBDIVISION
Legal Block	1
Legal Lot Number	2513
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Lane County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Apr 4, 2022	Warranty Deed, Transfer · VA Mortgage USAA FSB
Mar 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jun 27, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 24, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Mar 27, 2020 · Amount on Record
Deed Document Number	202215210
Prior Transfer Date	Jun 22, 2018
Prior Transfer Doc	0000034358
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701

Mortgage

Document Number	0000032529
Date	Oct 10, 2025
Instrument	2025-032529

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062028
Date	Sep 27, 2021
Instrument	2021-062028

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23620 RESTORE, WAYNESVILLE, MO 65583-3216

Mortgage

Document Number	0000017313
Date	Apr 15, 2022
Instrument	2022-017313

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Apr 4, 2022
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Document Number	0000015210
Map Reference	FILE 72S OL 2
Instrument Date	Mar 28, 2022
Instrument	2022-015210
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701

Mortgage

Document Number	0000015211
Date	Apr 4, 2022
Instrument	2022-015211

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 27, 2020
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Document Number	0000015149
Map Reference	FILE 72 SL 125&126
Instrument Date	Mar 26, 2020
Instrument	2020-015149
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701

Mortgage

Document Number	0000015150
Date	Mar 27, 2020
Instrument	2020-015150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Document Number	0000044185
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BANGLE CT COTTAGE GROVE OR 974241701, COTTAGE GROVE, OR 97424-1701

Mortgage

Document Number	0000044185
Date	Oct 3, 2019
Instrument	44185

Lender

Name	SPRING EQ LLC
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Jun 27, 2018
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Document Number	0000029223
Map Reference	FILE72 SL125&126
Instrument Date	Jun 22, 2018
Instrument	2018-029223
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701

Mortgage

Document Number	0000029224
Date	Jun 27, 2018
Instrument	2018-029224

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jul 24, 2018
Property Address	91 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Document Number	0000034358
Instrument Date	Jun 22, 2018
Instrument	34358
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BANGLE CT COTTAGE GROVE OR 974241701, COTTAGE GROVE, OR 97424-1701

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (+4.91%)	$328,891 (+6.09%)	$524,519 (-1.21%) Land $64,471 Building $460,048
2023	$5,728.00 (+4.01%)	$310,012 (+3%)	$530,940 (+11.08%) Land $67,208 Building $463,732
2022	$5,507.00	$300,983	$477,993 Land $53,080 Building $424,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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