20 Bangle Ct, Cottage Grove, OR 97424 Property Records

Lane County property record for 20 Bangle Ct, Cottage Grove, OR 97424

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,106 sqft · built 2006
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Aug 2013)
Tax Bill	$4,977 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-03-27-33-02509-000`

Property Details

APN / Parcel Number

Primary APN	`20-03-27-33-02509-000`
Alternative APN	`1215985`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,106 sqft Finished Area
1st Floor Area	1,200 sqft
2nd Floor Area	570 sqft
Attic Area	336 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	750 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1215985
Street Address	20 BANGLE CT
City	COTTAGE GROVE
State	OR
Zip	97424-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE-FAMILY RES
Legal Description	SUBD:KNOX HILL SEC/TWN/RNG/MER:SEC 27 TWN 20 RNG 03
Legal Range	03W
Legal Township	20S
Legal Section	27
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	KNOX HILL
Legal Lot Number	2509
Jurisdiction	LANE OR
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1001
Census Tract	1302

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2013 · Amount on Record
Deed Sale	Aug 23, 2013 · Amount on Record
Prior Sale	May 23, 2012
Deed Document Number	2013-046531
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	20 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 BANGLE CT, COTTAGE GROVE, OR 97424-1701

Mortgage

Document Number	0000050686
Date	Aug 3, 2021
Instrument	2021-050686

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	COTTAGE GROVE, OR 97424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	20 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074046
Date	Dec 16, 2020
Instrument	2020-074046

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	20 BANGLE CT, COTTAGE GROVE, OR 97424-1701
Document Number	0000006278
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20 BANGLE CT COTTAGE GROVE OR 974241701, COTTAGE GROVE, OR 97424-1701

Mortgage

Document Number	0000006278
Date	Feb 8, 2018
Instrument	6278

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Cottage Grove City
Unified School District	South Lane School District 45J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,977.00 (+4.91%)	$272,392 (+6.09%)	$462,456 (-0.41%) Land $68,385 Building $394,071
2023	$4,744.00 (+4.01%)	$256,757 (+3%)	$464,377 (+10.01%) Land $71,108 Building $393,269
2022	$4,561.00	$249,279	$422,111 Land $57,008 Building $365,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1996–2025)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 3 claims Flooding, Land, Mud Slides, High Winds,severe Storms, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTTAGE GROVE serves 10,879 people · EPA ID OR4100236
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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