Mitchell County property record for 91 Azalea Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,056 sqft · built 1994 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Sep 2005) |
| Tax Bill | $2,295 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-34-4672 |
| Primary APN | 0799-03-34-4672 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 40,075 sqft (0.92 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 555553520 |
|---|---|
| Street Address | 91 AZALEA DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IVY RIDGE LOTS #12 13 |
| Legal Subdivision | IVY RIDGE SUBDIVISION |
| Legal Lot Number | 12 13 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 91 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jan 3, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2005 · Amount on Record |
| Deed Sale | Sep 15, 2005 · Amount on Record |
| Deed Book / Page | 422 / 476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 91 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 91 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Document Number | 0000655/76 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 655/76 |
| Instrument | 2023000408 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 3, 2022 |
| Property Address | 91 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Document Number | 000638/384 |
| Book / Page | 638 / 384 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 2022000003 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 57 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,295.00 | $358,700 (-) Land $25,000 Building $333,700 | |
| 2025 | $2,295.00 (+1.59%) | $358,700 (-) Land $25,000 Building $333,700 | |
| 2023 | $2,259.00 | $358,700 Land $25,000 Building $333,700 | $358,700 Land $25,000 Building $333,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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