Mitchell County property record for 35 Azalea Dr, Spruce Pine, NC 28777 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 1975 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Oct 2020) |
| Tax Bill | $1,367 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0799-03-34-7416 |
| Primary APN | 0799-03-34-7416 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 555783098 |
|---|---|
| Street Address | 35 AZALEA DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1117 |
| Legal Subdivision | IVY RIDGE DEVELOMENT PROPERTY |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0799-03-34-7416
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 35 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 20201952 |
| Deed Book / Page | 619 / 589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 35 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Document Number | 0000001011 |
| Book / Page | 690 / 758 |
| Instrument Date | May 19, 2026 |
| Instrument | 20261011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 35 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Document Number | 0000001011, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 690/758 |
| Instrument | 20261011 |
| Name | TD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 22, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 22, 2020 |
| Property Address | 35 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Document Number | 619/589 |
| Book / Page | 619 / 589 |
| Map Reference | MB 1 PG 293 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 2020001952 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 183, BRONSON, FL 32621-0183 |
| Name | Verified Name |
|---|---|
| Address | 35 AZALEA DR, SPRUCE PINE, NC 28777-8700 |
| Document Number | 2020001953 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 2020001953 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Nov 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,367.00 (-16.6%) | $213,600 (-17.94%) Land $25,000 Building $188,600 | |
| 2023 | $1,639.00 | $260,300 Land $25,000 Building $235,300 | $260,300 Land $25,000 Building $235,300 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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