91 Arrowhead Ln, Elma, WA 98541 Property Records

Grays Harbor County property record for 91 Arrowhead Ln, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 2020
Lot Size	6.07 acres (264,409 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,563 (2026)
Deeds & Mortgages	Aug 2020 Construction Loan Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`180507210060`

Property Details

APN / Parcel Number

Primary APN	`180507210060`

Interior

Stories	1 Story
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Foundation Type	Slab (Mat/Raft)
Lot Area	264,409 sqft (6.07 acres)
Garage Area	2,400 sqft

Location & Zoning

Street Address	91 ARROWHEAD LN
City	ELMA
State	WA
Zip	98541-9802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 OF LLS 09-0223 VOL 2 PG 24-26
Legal Range	07
Legal Township	05
Legal Section	18
Legal Subdivision	POWERS CREEK EAST
Legal Block	72
Legal Lot Number	19
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2002
Census Tract	501

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	808 RICE ST, ABERDEEN, WA 98520-3209
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Construction Loan · Construction Mortgage OLYMPIA FED'L SVGS
Jul 14, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 10, 2020
Property Address	91 ARROWHEAD LN, ELMA, WA 98541-9802
Document Number	0008100057
Instrument Date	Aug 7, 2020
Instrument	8100057
Transaction Type	Construction Loan
Record Updated	Sep 15, 2020
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 ARROWHEAD LN ELMA WA 985419802, ELMA, WA 98541-9802

Mortgage

Document Number	0008100057
Date	Aug 10, 2020
Instrument	8100057

Lender

Name	OLYMPIA FED'L SVGS
Type	Federal Savings Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 14, 2017
Property Address	91 ARROWHEAD LN, ELMA, WA 98541-9802
Document Number	0007140057
Instrument Date	Jun 30, 2017
Instrument	7140057
Transaction Type	Transfer
Record Updated	Aug 18, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	808 RICE ST ABERDEEN WA 985203209, ABERDEEN, WA 98520-3209

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,563.00 (+3.83%)
2025		$564,122 (-) Land $132,345 Building $431,777	$626,402 (-) Land $194,625 Building $431,777
2024	$5,358.00	$564,122 Land $132,345 Building $431,777	$626,402 Land $194,625 Building $431,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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