120 Arrowhead Ln, Elma, WA 98541 Property Records

Grays Harbor County property record for 120 Arrowhead Ln, Elma, WA 98541

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	6.06 acres (263,974 sqft)
Owner	Company Name on Record
Last Sale	$152,000 (Mar 2019)
Tax Bill	$597 (2026)
Deeds & Mortgages	Nov 2019 Construction Loan Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180507210070`

Property Details

APN / Parcel Number

Primary APN	`180507210070`

Exterior

Lot Area	263,974 sqft (6.06 acres)

Location & Zoning

Street Address	120 ARROWHEAD LN
City	ELMA
State	WA
Zip	98541-8942
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	LOT 20 OF LLS 09-0223 VOL 2 PG 24-26
Legal Range	07
Legal Township	05
Legal Section	18
Legal Block	72
Legal Lot Number	20
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2002
Census Tract	501

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 OCCIDENTAL AVE S, SEATTLE, WA 98104-3120
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK
Mar 5, 2019	Grant Deed, Transfer · Conventional Mortgage OLYMPIA FED'L S&L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2019 · Amount on Record
Deed Sale	Mar 5, 2019 · Amount on Record
Deed Document Number	201951
Record Updated	Oct 29, 2026

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Nov 27, 2019
Property Address	120 ARROWHEAD LN, ELMA, WA 98541-8942
Instrument Date	Nov 22, 2019
Instrument	11270076
Transaction Type	Construction Loan
Record Updated	Dec 16, 2019
Title Company	GRAYS HARBOR TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 W ARROWHEAD DR ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number	0011270076
Date	Nov 27, 2019
Instrument	11270076

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 5, 2019
Property Address	120 ARROWHEAD LN, ELMA, WA 98541-8942
Document Number	0003050051
Instrument Date	Feb 28, 2019
Instrument	3050051
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,330.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7102 DESPERADO DR SE TUMWATER WA 985016118, TUMWATER, WA 98501-6118

Mortgage

Document Number	3050052
Date	Mar 5, 2019
Instrument	3050052

Lender

Name	OLYMPIA FED'L S&L
Type	Federal Savings Bank
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	10%

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$597.00 (+12.64%)
2025		$53,611 (-) Land $53,611	$65,020 (-) Land $65,020
2024	$530.00	$53,611 Land $53,611	$65,020 Land $65,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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