9096 Wiseman Rd, Tower, MN 55790 Property Records

St. Louis County property record for 9096 Wiseman Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 1915
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Nov 2025)
Tax Bill	$584 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`410-0018-00050`

Property Details

APN / Parcel Number

Primary APN	`410-0018-00050`
Alternative APNs	`1190653` `32860`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,920 sqft Gross Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Lot Area	204,732 sqft (4.7 acres)
Garage Area	1,080 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Storage Building	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	1190653
Street Address	9096 WISEMAN RD
City	TOWER
State	MN
Zip	55790-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NE 1/4 OF NW 1/4 EX 4.50 AC FOR HWY EX PARTPLATTED AS KUGLER HOMESITES & EX SLY 715.50FT W OF HWY & EX S 599.98 FT OF N
Legal Range	15W
Legal Township	61N
Legal Section	17
Legal Subdivision	KUGLER TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	KUGLER
Census Block Group	2
Census Block	2075
Census Tract	15402

Owner

9096 Wiseman Rd is owned and occupied by two individuals who bought it in November 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9096 WISEMAN RD, TOWER, MN 55790-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST
Nov 4, 2025	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Apr 10, 2017	Loan Modification, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on File
Deed Sale	Nov 4, 2025 · Amount on File
Deed Document Number	20251521713
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9096 WISEMAN RD, TOWER, MN 55790-8533
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001490567
Date	Jun 28, 2024
Instrument	1490567

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	TOWER, MN 55790

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 4, 2025
Property Address	9096 WISEMAN RD, TOWER, MN 55790-8533
Document Number	0001521713
Instrument Date	Oct 10, 2025
Instrument	1521713
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9096 WISEMAN RD, TOWER, MN 55790-8533

Mortgage

Document Number	0001521714
Date	Nov 4, 2025
Instrument	1521714

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9096 WISEMAN RD, TOWER, MN 55790-8533
Document Number	00A1385540
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9096 WISEMAN RD TOWER MN 557908533, TOWER, MN 55790-8533

Mortgage

Document Number	00A1385540
Date	Jul 21, 2020
Instrument	A1385540

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2035

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	9096 WISEMAN RD, TOWER, MN 55790-8533
Document Number	00A1308749
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9096 WISEMAN RD TOWER MN 557908533, TOWER, MN 55790-8533

Mortgage

Document Number	00A1308749
Date	May 5, 2017
Instrument	A1308749

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 4, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9096 Wiseman Rd was $584 with a homeowner's exemption, up 7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Kugler Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$584.00 (+6.96%) Homeowner's exemption
2025	$546.00 (-19.23%) Homeowner's exemption	$147,900 (+10.7%) Land $34,200 Building $113,700	$147,900 (+10.7%) Land $34,200 Building $113,700
2024	$676.00	$133,600 Land $31,400 Building $102,200	$133,600 Land $31,400 Building $102,200
2022		$110,900 Land $26,200 Building $84,700	$110,900 Land $26,200 Building $84,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9096 Wiseman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9096 Wiseman Rd is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 77% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Wiseman Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures