9081 Wiseman Rd, Tower, MN 55790 Property Records

St. Louis County property record for 9081 Wiseman Rd, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,370 sqft · built 1951
Lot Size	6.53 acres (284,447 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2020)
Tax Bill	$1,416 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`410-0010-01302`

Property Details

APN / Parcel Number

Primary APN	`410-0010-01302`
Alternative APN	`1098511`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,370 sqft Gross Area
1st Floor Area	1,370 sqft
Basement Area	685 sqft
Finished Basement	685 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	284,447 sqft (6.53 acres)
Garage Area	988 sqft

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	210 sqft
Storage Building	49 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1098511
Street Address	9081 WISEMAN RD
City	TOWER
State	MN
Zip	55790-8535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	S 364 5/10 FT OF W 417 FT OF SW1/4 OF SW1/4;INC PART OF SW1/4 OF SW1/4 COMM AT SW COR &ASSIGNING A BEARING OF E TO S LINE
Legal Range	15W
Legal Township	61N
Legal Section	08
Legal Subdivision	KUGLER TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	KUGLER
Census Block Group	2
Census Block	2074
Census Tract	15402

Owner

Source: St. Louis County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9081 WISEMAN RD, TOWER, MN 55790-8535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional with PMI SERVION INC
Feb 25, 2020	Loan Modification, Mortgage FRANDSEN BK&TR
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2020 · Amount on Record
Deed Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	20201393754
Prior Transfer Date	Jul 3, 2015
Prior Transfer Doc	00A1267075
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 21, 2020
Property Address	9081 WISEMAN RD, TOWER, MN 55790-8535
Document Number	00A1393754
Instrument Date	Aug 7, 2020
Instrument	A1393754
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9081 WISEMAN RD TOWER MN 557908535, TOWER, MN 55790-8535

Mortgage

Document Number	A1393755
Date	Oct 21, 2020
Instrument	A1393755

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	9081 WISEMAN RD, TOWER, MN 55790-8535
Document Number	00A1377429
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9081 WISEMAN RD TOWER MN 557908535, TOWER, MN 55790-8535

Mortgage

Document Number	00A1377429
Date	Apr 14, 2020
Instrument	A1377429

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	TOWER, MN 55790

Agreement

Term	60 Months
Due	Apr 13, 2025

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	9081 WISEMAN RD, TOWER, MN 55790-8535
Document Number	0001347142
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9081 WISEMAN RD TOWER MN 557908535, TOWER, MN 55790-8535

Mortgage

Document Number	0001347142
Date	Dec 24, 2018
Instrument	1347142

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	307 1ST ST S # 117, VIRGINIA, MN 55792-5603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Kugler Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,416.00 (+5.67%) Homeowner's exemption
2025	$1,340.00 (-2.33%) Homeowner's exemption	$232,400 (+10.56%) Land $39,200 Building $193,200	$232,400 (+10.56%) Land $39,200 Building $193,200
2024	$1,372.00	$210,200 (+20.39%) Land $36,200 Building $174,000	$210,200 (+20.39%) Land $36,200 Building $174,000
2022		$174,600 Land $30,600 Building $144,000	$174,600 Land $30,600 Building $144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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