Orange County property record for 9089 Reflection Pointe Dr, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,760 sqft Living Area |
| Lot Size | 7,875 sqft (0.181 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $371,000 (2014) |
| Tax Bill | $6,157.00 (2025) |
| Primary APN | 36-23-27-9161-01-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,760 sqft Living Area |
| Gross Area | 3,978 sqft Gross Area |
| 1st Floor | 1,474 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 7,875 sqft (0.181 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 450 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 429 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 9089 REFLECTION POINTE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6241 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WINDERMERE TRAILS PHASE 5B 81/32 LOT 102 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 36 |
| Legal Subdivision | WINDERMERE TRAILS PH 5B |
| Legal Phase | 5B |
| Legal Tract | 9161 |
| Legal Block | 1 |
| Legal Lot Number | 102 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 3 |
| Census Block | 3063 |
| Census Tract | 17112 |
Source: Orange County records · APN 36-23-27-9161-01-020
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9089 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 02, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MR COOPER |
| Sep 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on Record |
| Deed Sale | Sep 26, 2014 · Amount on Record |
| Deed Doc Number | 2014490158 |
| Deed Book / Page | 10810 / 7320 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9089 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9089 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241 |
| Document Number | 0000249405 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 20230249405 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WILMINGTON, DE 19807 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9089 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9089 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241 |
| Document Number | 20210621645 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 20210621645 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9089 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241 |
| Document Number | 0000010923 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9089 REFLECTION POINTE DR WINDERMERE FL 347866241, WINDERMERE, FL 34786-6241 |
| Document Number | 0000010923 |
|---|---|
| Date | Jan 07, 2021 |
| Instrument | 10923 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9089 REFLECTION POINTE DR, WINDERMERE, FL 34786-6241 |
| Document Number | 0000576288 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9089 REFLECTION POINTE DR WINDERMERE FL 347866241, WINDERMERE, FL 34786-6241 |
| Document Number | 0000576288 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 576288 |
| Name | SPRING EQ LLC |
|---|---|
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 30, 2038 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,624 (+2.7%) | $664,140 (-1.38%) Land $120,000 Building $544,140 | |
| 2025 | $6,157.00 (+4.84%) Homeowner's exemption | $384,249 (+5.99%) | $673,400 (+14.33%) Land $120,000 Building $553,400 |
| 2024 | $5,873.00 (+7.43%) | ||
| 2023 | $5,467.00 (+3.72%) Homeowner's exemption | $362,544 (+3%) | $588,984 (+19.67%) Land $115,000 Building $473,984 |
| 2022 | $5,271.00 Homeowner's exemption | $351,984 | $492,177 Land $90,000 Building $402,177 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 617 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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