Santa Clara County property record for 9090 Ridgeway Dr, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,722 sqft · built 1988 |
| Lot Size | 0.171 acres (7,470 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $845,000 (Nov 2019) |
| Tax Bill | $13,790 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2022 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 783-44-012 |
| Primary APN | 783-44-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,722 sqft Living Area |
| Gross Area | 2,127 sqft |
| 1st Floor Area | 2,127 sqft |
| Family Room | Family Room |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 7,470 sqft (0.171 acres) |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 9090 RIDGEWAY DR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TR 8052 LOT 12 |
| Legal Subdivision | CARRIAGE HILLS III |
| Legal Tract | 8052 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 512516 |
Source: Santa Clara County records · APN 783-44-012
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2022 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| May 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU |
| Nov 14, 2019 | Grant Deed, Transfer STAR ONE CU |
| Jul 31, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 02, 2017 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on Record |
| Deed Sale | Nov 14, 2019 · Amount on Record |
| Prior Sale | Aug 02, 2017 |
| Deed Document Number | 24331997 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Document Number | 0025332185 |
|---|---|
| Date | Jul 07, 2022 |
| Instrument | 25332185 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Sep 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Document Number | 0025309399 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 25309399 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Jun 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Document Number | 0025077684 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 25077684 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Sep 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Max Rate | 7.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 14, 2019 |
| Property Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Document Number | 0024331997 |
| Instrument Date | Nov 07, 2019 |
| Instrument | 24331997 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $929.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | PO BOX 1783 GILROY CA 950211783, GILROY, CA 95021-1783 |
| Document Number | 24331998 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 24331998 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jul 31, 2017 |
| Property Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Document Number | 0023715831 |
| Map Reference | MAP580 PG25-28 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 23715831 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Document Number | 0023715832 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 23715832 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 02, 2017 |
| Property Address | 9090 RIDGEWAY DR, GILROY, CA 95020-7716 |
| Document Number | 0023717884 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 23717884 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 9090 RIDGEWAY DR GILROY CA 950207716, GILROY, CA 95020-7716 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,790.00 (+23.59%) Homeowner's exemption | $1,127,106 (+26.89%) Land $377,306 Building $749,800 |
| 2023 | $11,158.00 (+1.66%) | $888,243 Land $362,655 Building $525,588 |
| 2022 | $10,976.00 |
Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Frontier, Verizon.
Based on FCC filings for 685 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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