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9040 Ridgeway Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9040 Ridgeway Dr, Gilroy, CA 95020 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage2,299 sqft Living Area
Lot Size12,766 sqft (0.293 acres)
OccupancyOwner Occupied
Last Sale$1,250,000 (2024)
Tax Bill$15,593.00 (2025)

Property Details

APN / Parcel Number

Primary APN783-44-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,299 sqft Living Area
Gross Area2,208 sqft Gross Area
1st Floor2,208 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood Construction
Lot Area12,766 sqft (0.293 acres)
Parking Spaces2 Parking Spaces
Garage Area428 sqft Garage
Pool TypePool with Hot Tub/Spa Pool Type
Pool Area2,350 sqft Pool

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address9040 RIDGEWAY DR
CityGILROY
StateCA
Zip95020-7716
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT 8052 CARRIAGE HILLS III BOOK 580 PAGE 25 PAGE 28 LOT 9
Legal SubdivisionCARRIAGE HILLS 03
Legal Tract8052
Legal Lot Number9
JurisdictionSANTA CLARA CA
Minor Civil DivisionSOUTH SANTA CLARA VALLEY
Census Blockgroup1
Census Block1010
Census Tract512516

Owner

Source: Santa Clara County records · APN 783-44-009

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9040 RIDGEWAY DR, GILROY, CA 95020-7716
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Jan 11, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 13, 2021Quit Claim Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 04, 2024 · Amount on Record
Deed SaleJan 04, 2024 · Amount on Record
Prior SaleApr 13, 2012 · Amount on Record
Deed Doc Number202425582275
Prior Transfer DateOct 04, 2023
Prior Transfer Doc0025543601
Record RefreshedSep 20, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJan 04, 2024
Property Address9040 RIDGEWAY DR, GILROY, CA 95020-7716
Document Number0025582275
Map ReferenceMB 580 PG 25-28
Instrument DateDec 21, 2023
Instrument25582275
Transaction TypeTransfer
Record UpdatedJan 12, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address9040 RIDGEWAY DR, GILROY, CA 95020-7716

Mortgage

Document Number0025582276
DateJan 04, 2024
Instrument25582276
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateFeb 01, 2031
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.3%
Index52-Week T-Bill (1-Year)
Max Rate11.3%

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJan 11, 2021
Property Address9040 RIDGEWAY DR, GILROY, CA 95020-7716
Document Number0024782360
Map ReferenceMB 580 PG 25-28
Instrument DateJan 04, 2021
Instrument24782360
Transaction TypeTransfer
Record UpdatedSep 01, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9040 RIDGEWAY DR, GILROY, CA 95020-7716

Mortgage

Document Number0024782361
DateJan 11, 2021
Instrument24782361
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateJan 13, 2021
Property Address9040 RIDGEWAY DR, GILROY, CA 95020-7716
Document Number0024785476
Instrument DateJan 04, 2021
Instrument24785476
Transaction TypeTransfer
Record UpdatedJan 25, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9040 RIDGEWAY DR GILROY CA 950207716, GILROY, CA 95020-7716

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,235,000 (-3.14%) Land $494,000 Building $741,000
2025$15,593.00 (+219.2%) Homeowner's exemption$1,275,000 (+134.69%) Land $510,000 Building $765,000
2023$4,885.00 (-0.37%) Disabled Person's exemption Veteran's exemption$543,268 Land $217,305 Building $325,963
2022$4,903.00

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