909 Windsor Ln, Key West, FL 33040 Property Records

Monroe County property record for 909 Windsor Ln, Key West, FL 33040 · Last verified April 2026

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,541 sqft · built 2006
Lot Size0.42 acres (18,301 sqft)
OwnerCompany Name on File
Last Sale$1,250,000 (Oct 2019)
Tax Bill$15,229 (2024)
Deeds & MortgagesSep 2023 Mortgage
Oct 2019 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN00020091-000300

Property Details

APN / Parcel Number

Primary APN00020091-000300
Alternative APN
  • 9088173

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,541 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Lot Area18,301 sqft (0.42 acres)

Location & Zoning

Account Number9088173
Street Address909 WINDSOR LN
CityKEY WEST
StateFL
Zip33040-6455
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 909 SEA ISLE TOWNHOMES ON WINDSOR LANE CONDOMINIUM OR2343-1920/22 OR2509-565/66 OR2636-2457/58 OR2991-1764
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSEA IS TWNHMS/WINDSOR LAND CON
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3024
Census Tract972800

Owner

Source: Monroe County records · APN 00020091-000300

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address229 E 85TH ST, 645, NEW YORK, NY 10028-9631
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
CENTENNIAL BANK
Oct 28, 2019Warranty Deed, Transfer · Line of Credit
CENTENNIAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2019 · Amount on Record
Deed SaleOct 28, 2019 · Amount on Record
Prior SaleJul 01, 2013 · Amount on Record
Deed Document Number20192242284
Deed Book / Page2991 / 1764
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address909 WINDSOR LN, KEY WEST, FL 33040-6455
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 E 81ST ST, NEW YORK, NY 10028-1403

Mortgage

Document Number0032420887
DateSep 13, 2023
Book Page3242/887
Instrument2431684
Lender
NameCENTENNIAL BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 08, 2033
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 28, 2019
Property Address909 WINDSOR LN, KEY WEST, FL 33040-6455
Document Number0029911764
Book / Page2991 / 1764
Map ReferenceMB 2286 PG 913
Instrument DateOct 28, 2019
Instrument2242284
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 500, MANALAPAN, NJ 07726-0500

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 LAKE DR, NEW HYDE PARK, NY 11040-1137

Mortgage

Document Number0029911771
DateOct 28, 2019
Book Page2991/1771
Instrument2242287
Lender
NameCENTENNIAL BANK
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 28, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,791,263 (-) Building $1,791,263$1,791,263 (-) Building $1,791,263
2024$15,229.00 (-0.94%)
2023$15,373.00 (+10.09%)$1,791,263 (+6.86%) Building $1,791,263$1,791,263 (+6.86%) Building $1,791,263
2022$13,964.00$1,676,202 Building $1,676,202$1,676,202 Building $1,676,202

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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