909 Viewpointe Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 909 Viewpointe Dr, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,822 sqft · built 2000
Lot Size0.121 acres (5,286 sqft)
Owner2 Company Names on Record
Last Sale$400,500 (Aug 2021)
Tax Bill$12,025 (2025)
Deeds & MortgagesDec 2023 Transfer
Aug 2021 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-34-184-005

Property Details

APN / Parcel Number

Primary APN09-34-184-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,822 sqft Living Area
1st Floor Area1,822 sqft
Basement Area1,387 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,286 sqft (0.121 acres)
Garage TypeAttached
Garage Area406 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address909 VIEWPOINTE DR
CitySAINT CHARLES
StateIL
Zip60174-4186
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 IN THE FIRST RESUB OF VIEWPOINTE ST CHARLES ON THE FOX
Legal SubdivisionVIEWPOINT
Legal Block4
Legal Lot Number30
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4027
Census Tract852201

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address909 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4186
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 4, 2021Deed, Transfer · Line of Credit
A & N MORTGAGE SERVICES INC
Aug 30, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL ONE NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2021 · Amount on Record
Deed SaleAug 4, 2021 · Amount on Record
Prior SaleNov 17, 2000 · Amount on Record
Deed Document Number202159444
Last Transfer DateDec 12, 2023
Transfer Doc0000043386
Record UpdatedSep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateDec 12, 2023
Property Address909 VIEWPOINTE DR, ST CHARLES, IL 60174-4186
Document Number0000043386
Map ReferenceDOC 98K030563
Instrument DateDec 12, 2023
Instrument2023K043386
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address909 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4186

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateAug 4, 2021
Property Address909 VIEWPOINTE DR, ST CHARLES, IL 60174-4186
Document Number0000059444
Map ReferenceDOC 98K030563
Instrument DateJul 2, 2021
Instrument2021K059444
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressJS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address909 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4186

Mortgage

Document Number0000059445
DateAug 4, 2021
Instrument2021K059445
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address909 VIEWPOINTE DR, ST CHARLES, IL 60174-4186
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045581
DateAug 30, 2017
Instrument2017K045581
Lender
NameCAPITAL ONE NA
TypeBank
AddressPLANO, TX 75024
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,025.00 (+10.79%)$179,457 (+8.53%) Land $48,500 Building $130,957$538,586 (+8.53%) Land $145,558 Building $393,028
2024$165,352 (+17.74%) Land $44,688 Building $120,664$496,255 (+17.79%) Land $134,118 Building $362,137
2022$10,854.00 (+8.32%) Homeowner's exemption$140,434 (+4.91%) Land $43,386 Building $97,048$421,302 (+4.91%) Land $130,158 Building $291,144
2021$10,020.00 Homeowner's exemption$133,861 Land $41,355 Building $92,506$401,583 Land $124,065 Building $277,518

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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