Kane County property record for 905 Viewpointe Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,608 sqft · built 2000 |
| Lot Size | 0.12 acres (5,206 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Jul 2019) |
| Tax Bill | $12,084 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-183-004 |
| Primary APN | 09-34-183-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| Basement Area | 596 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,206 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 402 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 905 VIEWPOINTE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 IN THE 1ST RESUB OF VIEWPOINTE ST CHARLES ON THE FOX |
| Legal Subdivision | VIEWPOINT |
| Legal Block | 4 |
| Legal Lot Number | 28 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 852201 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 905 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2019 · Amount on Record |
| Deed Sale | Jul 30, 2019 · Amount on Record |
| Prior Sale | Jul 16, 2013 · Amount on Record |
| Deed Document Number | 201933417 |
| Prior Transfer Date | Aug 24, 2010 |
| Prior Transfer Doc | 0000057307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 905 VIEWPOINTE DR, ST CHARLES, IL 60174-4186 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000072963 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021K072963 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 905 VIEWPOINTE DR, ST CHARLES, IL 60174-4186 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CITYWIDE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045335 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020K045335 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 30, 2019 |
| Property Address | 905 VIEWPOINTE DR, ST CHARLES, IL 60174-4186 |
| Document Number | 0000033417 |
| Map Reference | DOC 98K030563 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 2019K033417 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO LAND AGENCY SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 905 VIEWPOINTE DR, 905, SAINT CHARLES, IL 60174-4186 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 905 VIEWPOINTE DR, SAINT CHARLES, IL 60174-4186 |
| Document Number | 0000033418 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019K033418 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,084.00 (+6.89%) Homeowner's exemption | $180,304 (+8.53%) Land $48,500 Building $131,804 | $541,128 (+8.53%) Land $145,558 Building $395,570 |
| 2024 | $166,133 (+13.77%) Land $44,688 Building $121,445 | $498,598 (+13.82%) Land $134,118 Building $364,481 | |
| 2022 | $11,305.00 (+4.08%) Homeowner's exemption | $146,021 (+4.91%) Land $43,386 Building $102,635 | $438,063 (+4.91%) Land $130,158 Building $307,905 |
| 2021 | $10,862.00 Homeowner's exemption | $139,186 Land $41,355 Building $97,831 | $417,558 Land $124,065 Building $293,493 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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