909 Taylor Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 909 Taylor Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,606 sqft · built 2022
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,500 (Nov 2021)
Tax Bill	$8,976 (2025)
Deeds & Mortgages	May 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-17-382-122-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-382-122-000`

Interior

Bedrooms	3 Beds
Building Area	2,606 sqft Living Area
1st Floor Area	1,303 sqft
Basement Area	1,303 sqft
Unfinished Basement	1,303 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	909 TAYLOR DR
City	WATERLOO
State	IL
Zip	62298-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 122 QUAIL RIDGE PHASE IV
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	QUAIL RIDGE
Legal Lot Number	122
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4028
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 TAYLOR DR, WATERLOO, IL 62298-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	2021420801
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 2, 2022
Property Address	909 TAYLOR DR, WATERLOO, IL 62298-1153
Document Number	0000424069
Map Reference	DOC 419851
Instrument Date	Apr 29, 2022
Instrument	424069
Transaction Type	Construction Loan
Record Updated	Nov 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$633.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 TAYLOR DR, WATERLOO, IL 62298-1153

Mortgage

Document Number	0000424070
Date	May 2, 2022
Instrument	424070

Lender

Name	DELMAR FINANCIAL CO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	4.38%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,976.00 (+15.42%)	$147,110 (+837.01%) Land $17,280 Building $129,830	$441,330 (+837.01%) Land $51,840 Building $389,490
2024	$7,777.00
2022		$15,700 Land $15,700	$47,100 Land $47,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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