Monroe County property record for 905 Taylor Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,842 sqft · built 2022 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $413,765 (Oct 2022) |
| Tax Bill | $7,970 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-17-382-121-000 |
| Primary APN | 08-17-382-121-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,842 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | Central |
|---|
| Street Address | 905 TAYLOR DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR2 |
| Legal Description | LOT 121 QUAIL RIDGE PHASE IV |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | QUAIL RIDGE |
| Legal Lot Number | 121 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 600401 |
Source: Monroe County assessment roll, APN 08-17-382-121-000, as of August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 905 TAYLOR DR, WATERLOO, IL 62298-1153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF BELLEVILLE |
| Oct 14, 2022 | Warranty Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Mar 25, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on Record |
| Deed Sale | Oct 14, 2022 · Amount on Record |
| Deed Document Number | 2022426526 |
| Last Transfer Date | Dec 03, 2024 |
| Transfer Doc | 0000435630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 905 TAYLOR DR, WATERLOO, IL 62298-1153 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000424857 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 424857 |
| Name | BANK OF BELLEVILLE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 14, 2022 |
| Property Address | 905 TAYLOR DR, WATERLOO, IL 62298-1153 |
| Document Number | 0000426526 |
| Map Reference | DOC 419851 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 426526 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $621.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 905 TAYLOR DR, WATERLOO, IL 62298-1153 |
| Document Number | 0000426527 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 426527 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 25, 2022 |
| Property Address | 905 TAYLOR DR, WATERLOO, IL 62298-1153 |
| Document Number | 0000423448 |
| Map Reference | DOC 419851 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 423448 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $79.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 WILLIAMSBURG LN, WATERLOO, IL 62298-2000 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll as of August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $137,920 (+30,548.89%) Land $15,710 Building $122,210 | $413,760 (+30,548.89%) Land $47,130 Building $366,630 | |
| 2024 | $7,970.00 | ||
| 2022 | $450 Land $450 | $1,350 Land $1,350 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004014, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 96 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| HTC Holding Fiber · DSL | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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