San Joaquin County property record for 909 Ruby Ct, Ripon, CA 95366 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1992 |
| Square Footage | 3,497 sqft Living Area |
| Lot Size | 15,702 sqft (0.361 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $407,000 (1994) |
| Tax Bill | $7,344.00 (2025) |
| Primary APN | 261-400-540-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,497 sqft Living Area |
| 1st Floor | 3,497 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Material | Concrete Roof |
| Lot Area | 15,702 sqft (0.361 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 261-400-54 |
|---|---|
| Street Address | 909 RUBY CT |
| City | RIPON |
| State | CA |
| Zip | 95366-2258 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 2089 LOT 100 |
| Legal Subdivision | OLIVE GROVE ESTATES |
| Legal Tract | 2089 |
| Legal Block | 3 |
| Legal Lot Number | 100 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 261-400-540-000
Assessment roll updated September 24, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 909 RUBY CT, RIPON, CA 95366-2258 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 1994 · Amount on Record |
| Deed Sale | Dec 02, 1994 · Amount on Record |
| Deed Doc Number | 1994129688 |
| Last Transfer Date | Aug 07, 2025 |
| Transfer Doc | 0000066767 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 909 RUBY CT, RIPON, CA 95366-2258 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 909 RUBY CT, RIPON, CA 95366-2258 |
| Document Number | 0000179420 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-179420 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 235 Months |
| Due | May 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 909 RUBY CT, RIPON, CA 95366-2258 |
| Document Number | 0000050642 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 909 RUBY CT RIPON CA 953662258, RIPON, CA 95366-2258 |
| Document Number | 0000050642 |
|---|---|
| Date | May 08, 2018 |
| Instrument | 50642 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,344.00 (+3.85%) | $683,561 (+4.04%) Land $125,961 Building $557,600 | |
| 2023 | $7,072.00 (+1.64%) Homeowner's exemption | $657,020 Land $121,071 Building $535,949 | $1,116,270 |
| 2022 | $6,958.00 |
909 Ruby Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 34th percentile of exposed land nationally · 20th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,500 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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