900 Ruby Ct, Ripon, CA 95366 Property Records

San Joaquin County property record for 900 Ruby Ct, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 1989
Square Footage3,529 sqft Living Area
Lot Size9,406 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$895,000 (2020)
Tax Bill$10,432.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-400-280-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,529 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1989
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area9,406 sqft (0.215 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address900 RUBY CT
CityRIPON
StateCA
Zip95366-2258
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description87 FM 261-240-09
Legal SubdivisionOLIVE GROVE ESTATES UNIT #2
Legal Lot Number97
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup3
Census Block3009
Census Tract5001

Owner

Source: San Joaquin County records · APN 261-400-280-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address900 RUBY CT, RIPON, CA 95366-2258
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Dec 02, 2020Grant Deed, Transfer · Conventional Mortgage
PACIFIC FREEDOM FUND LLC
Dec 02, 2020Quit Claim Deed, Transfer
PLACER TITLE COMPANY-MANTECA, PLACER TITLE CO-MANTECA
Jan 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNISON AGREEMENT CORP
Jan 17, 2017Deed of Trust, Mortgage
BANK OF STOCKTON

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2020 · Amount on Record
Deed SaleDec 02, 2020 · Amount on Record
Prior SaleDec 02, 2020 · Amount on Record
Deed Doc Number2020-168179
Record RefreshedJun 07, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address900 RUBY CT, RIPON, CA 95366-2258
Transaction TypeMortgage
Record UpdatedApr 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 RUBY CT, RIPON, CA 95366-2258

Mortgage

Document Number0000022726
DateMar 19, 2024
Instrument2024-022726
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2044

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address900 RUBY CT, RIPON, CA 95366-2258
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 RUBY CT, RIPON, CA 95366-2258

Mortgage

Document Number0000155257
DateSep 15, 2021
Instrument2021-155257
Lender
NameOCMBC INC
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 02, 2020
Property Address900 RUBY CT, RIPON, CA 95366-2258
Document Number0000168179
Instrument DateDec 01, 2020
Instrument168179
Transaction TypeTransfer
Record UpdatedApr 15, 2021
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$985.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address900 RUBY CT RIPON CA 953662258, RIPON, CA 95366-2258

Mortgage

Document Number168180
DateDec 02, 2020
Instrument168180
Lender
NamePACIFIC FREEDOM FUND LLC
Address1555 GRANT AVE, NOVATO, CA 94945-3120
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateDec 02, 2020
Property Address900 RUBY CT, RIPON, CA 95366-2258
Document Number0000168181
Instrument DateNov 23, 2020
Instrument168181
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyPLACER TITLE COMPANY-MANTECA, PLACER TITLE CO-MANTECA

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address900 RUBY CT RIPON CA 953662258, RIPON, CA 95366-2258

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address900 RUBY CT, RIPON, CA 95366-2258
Document Number0000030746
Instrument DateJan 16, 2019
Transaction TypeMortgage
Record UpdatedApr 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address900 RUBY CT RIPON CA 953662258, RIPON, CA 95366-2258

Mortgage

Document Number0000030746
DateMar 28, 2019
Instrument30746
Lender
NameUNISON AGREEMENT CORP
AddressSAN FRANCISCO, CA 94108
Agreement
TypeConventional Mortgage
AmountAmount Recorded

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address900 RUBY CT, RIPON, CA 95366-2258
Document Number0000009578
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address900 RUBY CT RIPON CA 953662258, RIPON, CA 95366-2258

Mortgage

Document Number0000009578
DateJan 23, 2017
Instrument9578
Lender
NameBANK OF STOCKTON
TypeBank
AddressSTOCKTON, CA 95201
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,432.00 (+3.83%)$968,776 (+4.04%) Land $292,256 Building $676,520
2023$10,047.00 (+1.63%)$931,158 Land $280,908 Building $650,250
2022$9,886.00

Flood & Wildfire

900 Ruby Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 20th in California
Wildfire LikelihoodLow — about 1 in 2,500 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby Ct

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