Cherokee County property record for 909 Reservoir Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1972 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Feb 2017) |
| Tax Bill | $546 (2025) |
| Deeds & Mortgages | Nov 2024 Transfer Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 459315622938000 |
| Primary APN | 459315622938000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Wood |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 270 ft deep x 162 ft wide |
| Garage Type | Mixed |
| Garage Area | 280 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 248 sqft |
| Deck Area | Deck Area |
| Patio Area | 20 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 64025 |
|---|---|
| Street Address | 909 RESERVOIR RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FR LINDLEY 1554/248 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930402 |
909 Reservoir Rd, a rural home, is owned and occupied by an individual who acquired it in August 2024.
Source: Cherokee County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 909 RESERVOIR RD, MURPHY, NC 28906-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 2, 2017 | Warranty Deed, Transfer · Stand-Alone First Mortgage JOHN C NEWTON ETUX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2017 · Amount on File |
| Deed Sale | Feb 2, 2017 · Amount on File |
| Deed Document Number | 2017482 |
| Deed Book / Page | 1554 / 248 |
| Last Transfer Date | Aug 22, 2024 |
| Transfer Doc | 01767/1156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Nov 5, 2024 |
| Property Address | 909 RESERVOIR RD, MURPHY, NC 28906-5313 |
| Document Number | 01767/1156 |
| Book / Page | 1767 / 1156 |
| Instrument Date | Aug 22, 2024 |
| Instrument | 5561 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6656 HARDSCRABBLE RD, MINERAL BLUFF, GA 30559-7231 |
| Name | Verified Name |
|---|---|
| Address | 909 RESERVOIR RD, MURPHY, NC 28906-5313 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 2, 2017 |
| Property Address | 909 RESERVOIR RD, MURPHY, NC 28906-5313 |
| Document Number | 01554/0248 |
| Book / Page | 01554 / 0248 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 00482 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 804 OLD PEACHTREE RD, MURPHY, NC 28906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6656 HARDSCRABBLE RD, MINERAL BLUFF, GA 30559-7231 |
| Document Number | 0000000483 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 00483 |
| Name | JOHN C NEWTON ETUX |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Aug 1, 2019 |
The 2025 property tax bill for 909 Reservoir Rd was $546.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546.00 | $53,130 | $53,130 Land $9,260 Building $43,870 |
| 2023 | $52,610 | $52,610 Land $8,740 Building $43,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Reservoir Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Reservoir Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile.
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