Cherokee County property record for 865 Reservoir Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,440 sqft · built 1972 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Trust Name on File |
| Last Sale | $80,000 (Sep 2005) |
| Tax Bill | $598 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 459315620781000 |
| Primary APN | 459315620781000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 364 ft deep x 81 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 25 sqft |
| Deck Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1001369 |
|---|---|
| Street Address | 865 RESERVOIR RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-7376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LT 19 WOODBURY HEIGHTS |
| Legal Subdivision | WOODBURY HEIGHTS |
| Legal Lot Number | 19 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 930402 |
865 Reservoir Rd, a rural home, is owner-occupied and held in a trust since September 2005.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 865 RESERVOIR RD, MURPHY, NC 28906-7376 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2005 · Amount on File |
| Deed Sale | Sep 19, 2005 · Amount on File |
| Deed Document Number | 2005-0050403 |
| Deed Book / Page | 1182 / 0086 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 865 Reservoir Rd was $598.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $598.00 | $72,380 | $72,380 Land $6,080 Building $66,300 |
| 2023 | $72,380 | $72,380 Land $6,080 Building $66,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 865 Reservoir Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 865 Reservoir Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, T-Mobile.
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