Contra Costa County property record for 909 Regency Ct, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,058 sqft · built 1993 |
| Lot Size | 0.564 acres (24,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,230,000 (Jul 2013) |
| Tax Bill | $18,672 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-781-044-8 |
| Primary APN | 210-781-044-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,058 sqft Living Area |
| 1st Floor Area | 3,058 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 24,560 sqft (0.564 acres) |
| Garage Type | Attached |
| Garage Area | 615 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 909 REGENCY CT |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-5626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7038 L100 |
| Legal Subdivision | SUBDIVISION 7038 |
| Legal Tract | 7038 |
| Legal Lot Number | 100 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 345112 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 909 REGENCY CT, SAN RAMON, CA 94582-5626 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Oct 5, 2021 | Intrafamily Transfer, Transfer STEWART TITLE OF CA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2013 · Amount on Record |
| Deed Sale | Jul 24, 2013 · Amount on Record |
| Prior Sale | Sep 30, 2009 · Amount on Record |
| Deed Document Number | 2013184618 |
| Last Transfer Date | Sep 23, 2021 |
| Transfer Doc | 0000274384 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 909 REGENCY CT, SAN RAMON, CA 94582-5626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 909 REGENCY CT, SAN RAMON, CA 94582-5626 |
| Document Number | 0000027194 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2026- 027194 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 18303 GRIDLEY RD, CERRITOS, CA 90703 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 4, 2021 |
| Property Address | 909 REGENCY CT, SAN RAMON, CA 94582-5626 |
| Document Number | 0000274241 |
| Map Reference | MB 354 PG 28 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021-274241 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 909 REGENCY CT, SAN RAMON, CA 94582-5626 |
| Document Number | 0000274242 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021-274242 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.29% |
| Change Frequency | Annually |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 5, 2021 |
| Property Address | 909 REGENCY CT, SAN RAMON, CA 94582-5626 |
| Document Number | 0000274384 |
| Map Reference | MB 354 PG 28 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021-274384 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 909 REGENCY CT, SAN RAMON, CA 94582-5626 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,648,287 (+2%) Land $1,062,818 Building $585,469 | |
| 2025 | $18,672.00 (+3.71%) Homeowner's exemption | $1,615,969 (+4.04%) Land $1,041,979 Building $573,990 |
| 2023 | $18,004.00 (+1%) Homeowner's exemption | $1,553,221 Land $1,001,519 Building $551,702 |
| 2022 | $17,825.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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