904 Regency Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 904 Regency Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,058 sqft · built 1993
Lot Size	0.23 acres (10,020 sqft)
Owner	2 Company Names on Record
Last Sale	$2,620,000 (May 2022)
Tax Bill	$31,329 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210-781-046-3`

Property Details

APN / Parcel Number

Primary APN	`210-781-046-3`
Alternative APN	`210-781-046`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,058 sqft Living Area
1st Floor Area	3,058 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Lot Area	10,020 sqft (0.23 acres)
Garage Type	Attached
Garage Area	615 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	904 REGENCY CT
City	SAN RAMON
State	CA
Zip	94582-5626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7038 L102
Legal Subdivision	SUBDIVISION 7038
Legal Tract	7038
Legal Lot Number	102
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3011
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	904 REGENCY CT, SAN RAMON, CA 94582-5626
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 12, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	May 18, 2012 · Amount on Record
Deed Document Number	202281867
Prior Transfer Date	May 11, 2012
Prior Transfer Doc	0000116083
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	904 REGENCY CT, SAN RAMON, CA 94582-5626
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224322
Date	Nov 29, 2017
Instrument	2017-224322

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 12, 2022
Property Address	904 REGENCY CT, SAN RAMON, CA 94582-5626
Document Number	0000081867
Map Reference	MB 354 PG 28
Instrument Date	May 10, 2022
Instrument	2022-081867
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2543 ADMIRAL CIR, HAYWARD, CA 94545-3443
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081868
Date	May 12, 2022
Instrument	2022-081868

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2032
Min Rate At Change	2.62%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,835,970 (+2%) Land $2,164,864 Building $671,106
2025	$31,329.00 (+3.63%)	$2,780,364 (+4.04%) Land $2,122,416 Building $657,948
2023	$30,233.00 (+148.91%)	$2,672,400 Land $2,040,000 Building $632,400
2022	$12,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks.

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