909 Oxford Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 909 Oxford Dr, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,512 sqft · built 2005
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Aug 2019)
Tax Bill$4,737 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN089283-0880

Property Details

APN / Parcel Number

Primary APN089283-0880

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area2,512 sqft Living Area
Gross Area3,581 sqft
1st Floor Area2,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area514 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area868 sqft
Patio Area555 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address909 OXFORD DR
CitySAINT AUGUSTINE
StateFL
Zip32084-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description41/30-37 OXFORD AT ROYAL ST AUGUSTINE GOLF & COUNTRY CLUB LOT 88 OR4771/1210 & 5367/476(Q/C)
Legal Range29E
Legal Township07S
Legal Section11
Legal SubdivisionOXFORD AT ROYAL ST. AUGUSTINE GOLF & COU
Legal Block3
Legal Lot Number88
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract21002

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address909 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Sep 13, 2021Intrafamily Transfer, Transfer
Aug 2, 2019Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2019 · Amount on Record
Deed SaleAug 2, 2019 · Amount on Record
Prior SaleJun 30, 2005 · Amount on Record
Deed Document Number201956615
Deed Book / Page4771 / 1210
Last Transfer DateSep 13, 2021
Transfer Doc0053670476
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address909 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826

Mortgage

Document Number0051971213
DateMar 4, 2021
Book Page5197/1213
Instrument2021024338
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 13, 2021
Property Address909 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826
Document Number0053670476
Book / Page5367 / 476
Map ReferenceMB 41 PG 30-37
Instrument DateSep 13, 2021
Instrument2021100472
Transaction TypeTransfer
Record UpdatedSep 24, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 OXFORD DR, ST AUGUSTINE, FL 32084-1826

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 2, 2019
Property Address909 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826
Document Number0047711210
Book / Page004771 / 001210
Instrument DateJun 21, 2019
Instrument56615
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyOLDE TOWNE TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address909 OXFORD DR ST AUGUSTINE FL 320841826, ST AUGUSTINE, FL 32084-1826

Mortgage

Document Number47711212
DateAug 2, 2019
Book Page004771/001212
Instrument56616
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$374,192 (+2.7%)$469,157 (-0.2%) Land $105,000 Building $364,157
2025$4,737.00 (+12.33%) Homeowner's exemption$364,354 (+5.99%)$470,088 (+1.03%) Land $105,000 Building $365,088
2024$4,217.00 (+1.98%)
2023$4,135.00 (+2.84%) Homeowner's exemption$343,773 (+3%)$465,316 (+4.69%) Land $98,000 Building $367,316
2022$4,021.00 Homeowner's exemption$333,760$444,458 Land $89,600 Building $354,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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