905 Oxford Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 905 Oxford Dr, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,496 sqft · built 2001
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$402,000 (Aug 2020)
Tax Bill$5,064 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN089283-0890

Property Details

APN / Parcel Number

Primary APN089283-0890

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,496 sqft Living Area
Gross Area3,345 sqft
1st Floor Area2,111 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area476 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area260 sqft
PorchFinished Screened Porch
Porch Area423 sqft
Deck AreaDeck Area
Patio Area516 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address905 OXFORD DR
CitySAINT AUGUSTINE
StateFL
Zip32084-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description41/30-37 OXFORD AT ROYAL ST AUGUSTINE GOLF & COUNTRY CLUB LOT 89 OR5014/1078
Legal Range29E
Legal Township07S
Legal Section11
Legal SubdivisionOXFORD AT ROYAL ST. AUGUSTINE GOLF & COU
Legal Block3
Legal Lot Number89
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract21002

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address905 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Jun 27, 2019Warranty Deed, Transfer · Commercial Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Document Number202067037
Deed Book / Page5014 / 1078
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 12, 2020
Property Address905 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826
Document Number0050141078
Book / Page5014 / 1078
Map ReferenceMB 41 PG 30-37
Instrument DateAug 11, 2020
Instrument2020067037
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPARADISE TTL OF ST AUGUSTINE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,814.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5960 ASHWORTH WAY, 5960, CARMICHAEL, CA 95608-0402

Transferred To (Grantee/Buyer)

NameVerified Name
Address905 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826

Mortgage

Document Number50141081
DateAug 12, 2020
Instrument5014/1081
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 27, 2019
Property Address905 OXFORD DR, SAINT AUGUSTINE, FL 32084-1826
Document Number0047481188
Book / Page4748 / 1188
Map ReferenceMB 41 PG 30-37
Instrument DateJun 19, 2019
Instrument2019045595
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyESTATE TTL OF ST AUGUSTINE I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address304 WINTER ST, 304, NORWELL, MA 02061-1402

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 OXFORD DR ST AUGUSANE, SAINT AUGUSTINE, FL 32084

Mortgage

Document Number0047481192
DateJun 27, 2019
Instrument4748/1192
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,065 (+2.7%)$506,927 (+2.6%) Land $105,000 Building $401,927
2025$5,064.00 (+12.18%) Homeowner's exemption$388,574 (+5.99%)$494,067 (+3.12%) Land $105,000 Building $389,067
2024$4,514.00 (+1.97%)
2023$4,427.00 (+2.81%) Homeowner's exemption$366,624 (+3%)$479,123 (+6.66%) Land $98,000 Building $381,123
2022$4,306.00 Homeowner's exemption$355,946$449,201 Land $89,600 Building $359,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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